
15780 SUNSET POINT DRIVE, CEDAR KEY, FL, 32625
Active37 days on marketListed Jun 16, 2026MLS #GC541257
About this home
15780 SUNSET POINT DRIVE
This is a rare opportunity to own the tip of Sunset Point in Cedar Key with nearly 1,000 feet of waterfront and open water views spanning more than 180 degrees. The property totals 41.2 acres, with 1.720 acres of FDEP-approved upland across two separate waterfront lots that together form a natural point surrounded by water on three sides. Just 400 feet off that point sits your island — reachable by kayak or paddleboard — included in the total acreage and adding another layer to an already exceptional property. The two lots can be combined into a single estate-sized homesite or held and used separately. Either way, building here means building on pilings — elevated above the marsh, among the twisting branches of the sand live oaks, and oriented toward open water to capture the million dollar views. An existing dock with a covered platform is on site, accessible by inshore boats at mid to high tide. City water, sewer, and electric are already stubbed to the property. A completed boundary survey with FDEP-approved Mean High Water Line and established Base Flood Elevation are in hand — the preliminary work that typically takes months after closing is already done. Properties like this don't come back around. The combination of location, acreage, waterfront, and natural character that define Sunset Point simply cannot be assembled from scratch. This is a legacy property in the truest sense — the kind a family holds for generations and never regrets buying. *Buyers are encouraged to independently verify all building and zoning regulations with Cedar Key, Levy County and applicable regulatory agencies to their satisfaction prior to closing.*
Facts & features
The home at a glance
40.9 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,112 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,112/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cedar Key
Get to know Cedar Key. See the full Cedar Key guide →
CEDAR KEY 32625 — neighborhood snapshot
Population
1,255
Median age
62.3
Median income
$59,036
Median home value
$267,200
Avg household
1.83
Households w/ children
49%
The numbers that matter
The Cedar Key market
$309K → $75K
Cedar Key median sold, yr/yr
89.8%
Sale-to-list ratio (12 mo)
Median sold price, Cedar Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 221% above the CEDAR KEY 32625 median. See the full Cedar Key market guide →
Paper trail
This home's history
Reality check
What actually sold near 15780 SUNSET POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$550,000
16360 AIRPORT ROAD
2 bd · 2 ba · 928 sqft · $593/sqft · 95 DOM
Sold · Mar ’26$208,500
1149 SHELL CREST AVENUE
2 bd · 2 ba · 1,104 sqft · $189/sqft · 344 DOM
Sold · Feb ’26$148,000
12303 CEDAR STREET
2 bd · 2 ba · 1,248 sqft · $119/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 15780 SUNSET POINT DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15780 SUNSET POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
15780 SUNSET POINT DRIVE FAQs
What would the monthly payment be for 15780 SUNSET POINT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,112/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15780 SUNSET POINT DRIVE?+
The most recent tax bill on record (2025) was $5,117. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cedar Key?+
At $399,000, this home is listed about 1% below the Cedar Key median of $404,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Tucker Smith. MLS #GC541257.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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