Steeve Cadeau
$369,9002 bd2 ba1,038 sqft$356 /sqft$2,965 /mo all-in ↓

11 OLD MILL DRIVE UNIT 9C, CEDAR KEY, FL, 32625

Active151 days on marketListed Feb 22, 2026MLS #GC537298

WaterfrontCondominiumOLD FENIMORE MILL CONDO

About this home

11 OLD MILL DRIVE UNIT 9C

Perfectly remodeled 2 bedroom/2 bathroom condo in Old Fenimore Mill Cedar Key Florida. Cedar Key is the perfect coastal town, seemingly lost in time. Its quaint community offers a true taste of Old Florida , with shops , dining, medical office,, coffee shops and more. It will quickly become an escape from the busy world around you. This condo is immaculate and in excellent condition. As you enter the unit you will see a beautiful foyer and notice the gorgeous tile flooring throughout. A guest bathroom perfectly located in the flood plan near the front door and a gorgeous guest bedroom with tons of natural Florida sunshine. Down the hallway you see the master bedroom which is very spacious, walk in closet and a master bathroom with a gorgeous makeup vanity and sink, combo tub/shower. Laundry room has stacked washer and dryer (included) and plenty of room for storage. Living room is spacious with a priceless view of the coast. Ample space in the dining room. The kitchen was remodeled with convenience in mind, beautiful quartz countertops, smart stove, gorgeous backsplash with a coastal flare, additional plug ins along the bar and a nice open view to the living room and dining room. The balcony is sure to be your most favorite spot, sit and relax and enjoy the sounds of the Gulf of Mexico, the wildlife and peace. Community amenities, like amazing pool and hot tub, boat dock and fish cleaning station, a freshly added swing to enjoy the outdoors! Whether considering your forever home, seasonal home or short term rentals , THIS unit ensures LOW maintenance and is MOVE IN READY! Call today for your tour!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,038

Sqft

0.01 ac

Lot size

2001

Year built

One

Levels

$356

Per sqft

WaterfrontPartially

Inside

FlooringCeramic Tile · Porcelain Tile
AppliancesDishwasher · Dryer · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofMetal
ConstructionWood Frame · Wood Siding
FoundationStilt/On Piling
FacesNortheast
ExteriorBalcony · Outdoor Grill

Community & fees

HOA fee$73/mo
Taxes (2025)$4,687/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Golf Carts OK · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,965 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2025 actual bill$391
Condo fee — from the listing$73
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,947Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,947
Interest rate6.00%
Loan term

Estimated payment

$2,965/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$391
HOA / condo fee$73
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Cedar Key actives

$356 vs $259

Days on market

151 vs 62 typical

Where $356/sqft sits among the 11 Cedar Key actives

8
2 · this home
0
0
0
1
$239–335$335–431$431–527$527–623$623–719$719+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cedar Key

Map of 11 OLD MILL DRIVE UNIT 9C

Get to know Cedar Key. See the full Cedar Key guide →

CEDAR KEY 32625 — neighborhood snapshot

Population

1,255

Median age

62.3

Median income

$59,036

Median home value

$267,200

Avg household

1.83

Households w/ children

49%

The numbers that matter

The Cedar Key market

Seller’s marketLeans buyer14.0 months of inventoryBuyer’s market

$309K$75K

Cedar Key median sold, yr/yr

89.8%

Sale-to-list ratio (12 mo)

8 of 11

Cedar Key actives have cut their price

Median sold price, Cedar Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 197% above the CEDAR KEY 32625 median. See the full Cedar Key market guide →

Paper trail

This home's history

Feb 22, 2026Listed at $369,900 · 151 days on market since
2001Built · OLD FENIMORE MILL CONDO

Reality check

What actually sold near 11 OLD MILL DRIVE UNIT 9C

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1149 SHELL CREST AVENUESold · Mar ’26

$208,500

1149 SHELL CREST AVENUE

2 bd · 2 ba · 1,104 sqft · $189/sqft · 344 DOM

16360 AIRPORT ROADSold · Jul ’25

$550,000

16360 AIRPORT ROAD

2 bd · 2 ba · 928 sqft · $593/sqft · 95 DOM

511 1ST STREETSold · Sep ’25

$190,000

511 1ST STREET

2 bd · 1.5 ba · 1,152 sqft · $165/sqft · 54 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11 OLD MILL DRIVE UNIT 9C — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11 OLD MILL DRIVE UNIT 9C — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

11 OLD MILL DRIVE UNIT 9C FAQs

What would the monthly payment be for 11 OLD MILL DRIVE UNIT 9C?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,965/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11 OLD MILL DRIVE UNIT 9C?+

The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11 OLD MILL DRIVE UNIT 9C?+

The most recent tax bill on record (2025) was $4,687. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11 OLD MILL DRIVE UNIT 9C?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cedar Key?+

At $369,900, this home is listed about 9% below the Cedar Key median of $404,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$369,900 runs 197% above the CEDAR KEY 32625 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

151 days on market against a Cedar Key median of 62 — sellers in this position are usually ready to negotiate.

Listing courtesy of LPT REALTY, LLC · Burgandy Arrington. MLS #GC537298.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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