Steeve Cadeau
$400,000$625,000$2,703 /mo all-in ↓

SHILOH ROAD, CEDAR KEY, FL, 32625

Active104 days on marketListed Apr 7, 2026MLS #OM720272

Reduced $225KNOT IN SUBDIVISION

About this home

SHILOH ROAD

This exceptional 50-acre parcel presents a rare opportunity to own a large tract of cleared land in a peaceful coastal setting. The property is populated with an abundance of mature palms and native oak trees, creating a scenic and open natural landscape along paved Shiloh Road. Positioned just one-third of a mile from State Road 24, the location offers a perfect balance of accessibility and privacy. Easy to get to while still maintaining a quiet, tucked-away feel. Just minutes away from one of Florida’s most unique and beloved coastal communities, located a little over five miles from the historic island of Cedar Key. Cedar Key is known for its outstanding inshore and offshore fishing, its collection of quaint shops and local art, and its relaxed, laid-back atmosphere. Golf cart friendly community is famous for its little neck clams, widely regarded as some of the best in the country, along with a variety of restaurants that showcase fresh, local seafood. This versatile acreage lends itself to a wide range of possibilities, whether you envision a recreational retreat, agricultural use, or a future development opportunity. With ample space, natural beauty, and a highly desirable location, the property offers the perfect foundation to create something truly special. Whether you are looking for a peaceful getaway, a long-term investment, or a place to build your dream home, this property captures the essence of Florida’s Nature Coast. Make this your private oasis in the southwest corner of Levy County.

Facts & features

The home at a glance

50 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$133/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,703 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$11
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$2,703/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$11
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Cedar Key

Map of SHILOH ROAD

Get to know Cedar Key. See the full Cedar Key guide →

CEDAR KEY 32625 — neighborhood snapshot

Population

1,255

Median age

62.3

Median income

$59,036

Median home value

$267,200

Avg household

1.83

Households w/ children

49%

The numbers that matter

The Cedar Key market

Seller’s marketLeans buyer14.0 months of inventoryBuyer’s market

$309K$75K

Cedar Key median sold, yr/yr

89.8%

Sale-to-list ratio (12 mo)

Median sold price, Cedar Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 210% above the CEDAR KEY 32625 median. See the full Cedar Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $400,000 $225K
Apr 7, 2026Listed at $625,000 · 104 days on market since

Reality check

What actually sold near SHILOH ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2341 TAYLOR ROAD ESold · Dec ’25

$130,000

2341 TAYLOR ROAD E · same community

3 bd · 1 ba · 648 sqft · $201/sqft · 34 DOM

27 STORY ROADSold · Mar ’26

$130,000

27 STORY ROAD · same community

2 bd · 1 ba · 864 sqft · $150/sqft · 3 DOM

2040 TROPIC STREETSold · Nov ’25

$75,000

2040 TROPIC STREET · same community

2 bd · 1 ba · 892 sqft · $84/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about SHILOH ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for SHILOH ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

SHILOH ROAD FAQs

What would the monthly payment be for SHILOH ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,703/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on SHILOH ROAD?+

The most recent tax bill on record (2025) was $133. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Cedar Key?+

At $400,000, this home is listed about 1% below the Cedar Key median of $404,900. The market section on this page shows how the area is trending.

Listing courtesy of COOKIE KING REAL ESTATE, INC · Cookie King. MLS #OM720272.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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