11261 MCRACKEN DRIVE, SPRING HILL, FL, 34609
Active28 days on marketListed Jun 26, 2026MLS #W7887085
About this home
11261 MCRACKEN DRIVE
Virtually Staged. Move right into this Lovely 3/2/2 in upscale 55+ Community & start living the Florida Dream. Beautiful, well cared for home, priced to sell with 1,718 sq. ft. of living space. This 3/2/2 split bedroom plan offers neutral tile flooring everywhere except bedrooms. Primary Bedroom has wood laminate flooring, double vanities, sweeping counterspace, Solar Tube, & Snail Shower for ultimate convenience. Open floor plan w/high vaulted ceilings. Kitchen-great for entertaining & the nook is huge. Double Doors/w/Storm Doors leads to oversized entry w/coat closet for extra storage. Formal dining w/bay windows doubles as den, office, etc. Great Rm. w/Slider to Enclosed lanai with tile flooring & garden view allows you to enjoy & extending your living space. Transom window above slider allowing more natural light into this bright, cheerful home. Inside utility room includes the washer & dryer. Home has Water Softener, Leaf Filter Gutter Guards for the ultimate peace of mind, tinted windows. You will enjoy the lifestyle afforded by this Gated Community with 24 manned security, year-round heated community pool, spa, 18,000 Sq. Ft. Clubhouse w/Ballroom, Restaurant (to dine in or take out), Billiards, Fitness Center, Library, Heated Pool, Bocce, Tennis, Pickleball and more. Be as active as you want to be with the many activities and clubs. Newly completed road paving. Sidewalks for walking and benches to relax on where you will enjoy the extraordinary landscaping. Your fees include, fiber optic internet, and Streaming. This home has an exterior maintenance plan for additional fees. All just 45 minutes from Tampa and close to local beach where there is kayaking, fishing and boating. Great local restaurants too.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,718
Sqft
0.14 ac
Lot size
2
Garage
2001
Year built
One
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,186 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,186/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.7%
$/sqft vs Spring Hill actives
$148 vs $193
Days on market
28 vs 29 typical
Where $148/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seven Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
Seven Hills — neighborhood snapshot
Population
4,553
Median age
59
Median income
$66,909
Median home value
$266,137
Avg household
2
Households w/ children
330
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
203 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 11261 MCRACKEN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$265,000
367 QUANE AVENUE · same community
3 bd · 2 ba · 1,708 sqft · $155/sqft · 94 DOM
Sold · Feb ’26$255,000
283 QUANE AVENUE · same community
3 bd · 2 ba · 1,706 sqft · $149/sqft · 53 DOM
Sold · Nov ’25$250,000
284 QUANE AVENUE · same community
3 bd · 2 ba · 1,706 sqft · $147/sqft · 166 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11261 MCRACKEN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11261 MCRACKEN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
11261 MCRACKEN DRIVE FAQs
What would the monthly payment be for 11261 MCRACKEN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,186/mo — principal and interest, the actual property-tax bill, the $233/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11261 MCRACKEN DRIVE?+
The association fee works out to $233 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11261 MCRACKEN DRIVE?+
The most recent tax bill on record (2025) was $2,145. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11261 MCRACKEN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $255,000, this home is listed about 26% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11261 MCRACKEN DRIVE?+
Suncoast Elementary School (elementary), Frank W. Springstead High School (high), Powell Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY LLC · Denise Sabatino, PA. MLS #W7887085.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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