Steeve Cadeau
$319,900$345,0004 bd3 ba2,210 sqft$145 /sqft$2,632 /mo all-in ↓

431 QUANE AVENUE, SPRING HILL, FL, 34609

Active129 days on marketListed Mar 17, 2026MLS #W7883989

Priced 6% below the SPRING HILL 34609 medianReduced $25KSingle Family ResidenceWELLINGTON AT SEVEN HILLS PH 4

About this home

431 QUANE AVENUE

Virtually Staged. Price Reduce to below $147. sq. ft. An incredible opportunity to purchase this spacious 4-bedroom, 3 bath, 3 car garage single family home offering a wonderful Florida Lifestyle in an upscale, incredible 55 + Community. With 2,210 living sq. ft. this home is situated on lot with a no build behind for the ultimate privacy and offers a lovely view. Double front doors equipped with Storm Door lead you to an open floor plan featuring a well-designed 3-way split bedroom layout. The kitchen is large with center island, plenty of counter space and breakfast bar, perfect for entertaining. Large Nook with sliders leading to oversized screened in lanai. High Vaulted Ceilings throughout, fans already installed and plenty of natural light shines into this home. 2 Solar Tubes for letting in the daylight as well, tinted windows too! A convenient pool bath serves the rear bedroom suite that is great for guests or home office. It offers easy access to the oversized, extended lanai featuring a hot tub to relax in overlooking the garden area. The primary bedroom has sliding glass door access to the lanai, a walk-in closet, a soaking garden tub with jets, large step-in shower, dual separate vanities, and a private water closet. 2 additional bedrooms give you the space and privacy for all. Additional Bath between the 2 bedrooms was just updated with walk in shower. A total of 4 bedrooms, formal living room, formal dining, family room & 3 Full Baths. Inside utility room with washer, dryer that are included. Utility sink located in the oversized 3 car garage. Hurricane shutters that are portable and easily installed, custom drop down hurricane shades on lanai are wonderful. The Wellington Community is a wonderful 55+ Community. 24-hour guard and gated with an 18,000 sq. ft. clubhouse, offering a ballroom, meeting rooms, a library, and an on-site restaurant. Enjoy the lifestyle with amenities such as an Olympic-sized heated pool, spa, pickleball, tennis courts, bocce, a fitness center, billiards and many clubs with activities to join in. Bar and Grill is so convenient, eat out by the pool or dine in the beautiful dining room. Sidewalks and benches surround the community and is a Pet friendly neighborhood. Tampa just 45 minutes away, with easy access to the Suncoast Parkway, making commutes to Tampa International Airport and all the city’s attractions a breeze. Hernando County offers a short drive to local beaches, fishing, kayaking and more. Included in your HOA Dues is Fiber Optic Internet and Streaming. Priced to sell in a fabulous community. Roof 11/23, Hot Water Heater 2023.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,210

Sqft

0.18 ac

Lot size

3

Garage

2003

Year built

One

Levels

$145

Per sqft

Garden view55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden
FacesEast
ExteriorHurricane Shutters · Irrigation System · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$233/mo
Taxes (2025)$2,574/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,632 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,883
FHA mortgage insurance (est.)$141
Property tax — 2025 actual bill$215
HOA fee — from the listing$233
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,197Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,197
Interest rate6.00%
Loan term

Estimated payment

$2,632/mo

Principal & interest$1,883
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$215
HOA / condo fee$233
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $320K
$307KedgeAI estimate $360,314 · range $320K$387K$403K

vs edgeAI estimate

−11.2%

$/sqft vs Spring Hill actives

$145 vs $193

Days on market

129 vs 29 typical

Where $145/sqft sits among the 400 Spring Hill actives

78 · this home
97
108
51
30
36
$145–166$166–187$187–208$208–229$229–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Seven Hills

Map of 431 QUANE AVENUE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)53 min
Downtown Tampa56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

Seven Hills — neighborhood snapshot

Population

4,553

Median age

59

Median income

$66,909

Median home value

$266,137

Avg household

2

Households w/ children

330

For the school run

Hernando County School District

ElementarySuncoast Elementary School★★★★★
HighFrank W. Springstead High School★★★★★
MiddlePowell Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

204 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $319,900 $25K
Mar 17, 2026Listed at $345,000 · 129 days on market since
2003Built · WELLINGTON AT SEVEN HILLS PH 4

Reality check

What actually sold near 431 QUANE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

280 QUANE AVENUESold · Apr ’26

$225,000

280 QUANE AVENUE · same community

3 bd · 2 ba · 1,978 sqft · $114/sqft · 1 DOM

371 QUANE AVENUESold · Apr ’26

$242,000

371 QUANE AVENUE · same community

3 bd · 2 ba · 1,975 sqft · $123/sqft · 117 DOM

367 QUANE AVENUESold · Dec ’25

$265,000

367 QUANE AVENUE · same community

3 bd · 2 ba · 1,708 sqft · $155/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 431 QUANE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 431 QUANE AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

431 QUANE AVENUE FAQs

What would the monthly payment be for 431 QUANE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,632/mo — principal and interest, the actual property-tax bill, the $233/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 431 QUANE AVENUE?+

The association fee works out to $233 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 431 QUANE AVENUE?+

The most recent tax bill on record (2025) was $2,574. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 431 QUANE AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $319,900, this home is listed about 7% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 431 QUANE AVENUE?+

Suncoast Elementary School (elementary), Frank W. Springstead High School (high), Powell Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the SPRING HILL 34609 market on paper

$319,900 is 6% below the SPRING HILL 34609 median of $340,000, and at $145/sqft it sits under the Spring Hill average of $199.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

129 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $345,000, now $319,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of TROPIC SHORES REALTY LLC · Denise Sabatino, PA. MLS #W7883989.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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