5200 LUISA COURT, ST CLOUD, FL, 34771
Active102 days on marketListed Apr 14, 2026MLS #W7884757
Come see it
Upcoming open houses
Sat, Jul 25
12:00 PM – 4:00 PM
OPEN HOUSE! Come and see Terra Haven! Ideally located just minutes from Lake Nona, this community offers both convenience and lifestyle appeal. With its modern finishes, spacious layout, and move-in-ready convenience. Please visit us at 5228 Luisa Court St. Cloud, FL 34771.
Sun, Jul 26
12:00 PM – 4:00 PM
OPEN HOUSE! Come and see Terra Haven! Ideally located just minutes from Lake Nona, this community offers both convenience and lifestyle appeal. With its modern finishes, spacious layout, and move-in-ready convenience. Please visit us at 5228 Luisa Court St. Cloud, FL 34771.
About this home
5200 LUISA COURT
Beautiful end-unit townhome featuring designer-selected finishes and 2,010 sq ft of spacious living! This Elm floor plan offers 4 bedrooms, 3.5 baths, a 2-car garage, covered lanai, and versatile upstairs loft. Professionally curated interior includes luxury vinyl plank flooring, quartz countertops, 42” cabinets, stainless-steel appliances, and soaring 9’4” ceilings on the main level. The first-floor primary suite features a large walk-in closet, dual sinks, linen closet, and walk-in shower. Upstairs includes a private ensuite bedroom, two additional bedrooms, full bath, loft, and generous laundry room. Premium end-unit location provides added privacy and natural light. Paver driveway and leadwalk enhance curb appeal. Fencing allowed. Located in Terra Haven—low-maintenance living with the space of a single-family home. At Terra Haven, you get the space of a single-family home with the low-maintenance lifestyle of a townhome. With no CDD fees, low HOA dues, energy-efficient construction, included lawn care, and minimal exterior maintenance. Terra Haven places you minutes from Lake Nona Town Center, Boxi Park, Medical City, SR-417, Florida's Turnpike, Orlando International Airport, and local parks, lakes, trails, and top-rated schools. Here, the charm of St. Cloud blends seamlessly with Lake Nona's innovation and energy, offering the best of both worlds. Ask about our closing cost incentives! DISCLAIMER: Photos and/or drawings of homes may show upgraded landscaping, elevations and optional features that may not represent the lowest priced homes in the community. Pricing, Incentives and Promotions are subject to change at anytime. Promotions cannot be combined with any other offer. Ask the Sales and Marketing Representative for details on promotions.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,010
Sqft
0.07 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,793 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,151/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
$/sqft vs St Cloud actives
$194 vs $220
Days on market
102 vs 33 typical
Where $194/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
197 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5200 LUISA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$374,999
5265 LUISA COURT · same community
4 bd · 3.5 ba · 2,010 sqft · $187/sqft · 46 DOM
Sold · Jun ’26$389,999
5205 LUISA COURT · same community
4 bd · 3.5 ba · 2,010 sqft · $194/sqft · 37 DOM
Sold · Jul ’26$379,999
5233 LUISA COURT · same community
4 bd · 3.5 ba · 2,010 sqft · $189/sqft · 133 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5200 LUISA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5200 LUISA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5200 LUISA COURT FAQs
What would the monthly payment be for 5200 LUISA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,793/mo — principal and interest, estimated property taxes, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5200 LUISA COURT?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5200 LUISA COURT?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5200 LUISA COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $389,999, this home is listed about 8% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5200 LUISA COURT?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34771 market on paper
$389,999 is 8% below the ST CLOUD 34771 median of $424,995, and at $194/sqft it sits under the St Cloud average of $236.
02Time on market is leverage
102 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $404,999, now $389,999 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MALTBIE REALTY GROUP · Bill Maltbie. MLS #W7884757.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 5200 LUISA COURT but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →