5204 LUISA COURT, ST CLOUD, FL, 34771
Active30 days on marketListed Jun 24, 2026MLS #W7887008
About this home
5204 LUISA COURT
Summer Move-In! Estimated Completion: July 2026. Just minutes from Lake Nona, without the Lake Nona price tag! Welcome to The Hazel, a thoughtfully designed four-bedroom townhome with a two-car garage, delivering the space, comfort, and livability of a single-family home in Terra Haven, a new low-maintenance community ideally located near Lake Nona, Medical City, Orlando International Airport, SR-417, and Florida’s Turnpike. This versatile floor plan features 4 bedrooms plus a spacious loft, perfect for a home office, media room, or play area. The open-concept main living space is enhanced by 9’4” first-floor ceilings, an 8’ front entry door, and tile flooring throughout the first floor, creating a bright, airy atmosphere designed for modern living. An attached two-car garage adds everyday convenience and storage. The gourmet kitchen is both stylish and functional, showcasing 42" shaker cabinets, stainless steel appliances, quartz countertops, an oversized center island, and a walk-in pantry. Triple sliding glass doors lead to a 24’ wide covered lanai, extending your living space outdoors and overlooking a private backyard framed by lush trees, perfect for morning coffee or evening relaxation. Additional features include a paver driveway and lead walk, energy-efficient construction, lawn care included, low HOA dues, and NO CDD fees, allowing you to enjoy a low-maintenance lifestyle without compromising on quality or location. Located in St. Cloud just outside the Lake Nona core, Terra Haven provides convenient access to top-rated schools, parks, lakes, trails, shopping, dining, and major highways, while offering a quieter, more relaxed setting to call home. Thoughtful design. Modern finishes. Exceptional value. Ask about our incentives! Schedule your private tour today—this home’s location within the community makes it a standout opportunity. Hablamos Español. DISCLAIMER: Photos and/or drawings of homes may show upgraded landscaping, elevations and optional features that may not represent the lowest priced homes in the community. Pricing, Incentives and Promotions are subject to change at anytime. Promotions cannot be combined with any other offer. Ask the Sales and Marketing Representative for details on promotions. Actual home may differ from photos.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,860
Sqft
0.06 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,549 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,871/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
$/sqft vs St Cloud actives
$189 vs $221
Days on market
30 vs 33 typical
Where $189/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
194 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5204 LUISA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$359,999
5225 LUISA COURT · same community
4 bd · 2.5 ba · 1,860 sqft · $194/sqft · 44 DOM
Sold · Feb ’26$339,999
5281 LUISA COURT · same community
4 bd · 2.5 ba · 1,860 sqft · $183/sqft · 212 DOM
Sold · Jul ’26$349,999
5217 LUISA COURT · same community
4 bd · 2.5 ba · 1,860 sqft · $188/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5204 LUISA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5204 LUISA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5204 LUISA COURT FAQs
What would the monthly payment be for 5204 LUISA COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,549/mo — principal and interest, estimated property taxes, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5204 LUISA COURT?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5204 LUISA COURT?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5204 LUISA COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $351,360, this home is listed about 17% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5204 LUISA COURT?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MALTBIE REALTY GROUP · Bill Maltbie. MLS #W7887008.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 5204 LUISA COURT but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →