664 CHANNING DRIVE, PALM HARBOR, FL, 34684
Active4 days on marketListed Jul 28, 2026MLS #TB8533272
About this home
664 CHANNING DRIVE
Welcome to Hidden Grove, where comfort, style, and thoughtful updates come together in a highly desirable neighborhood. This beautifully maintained three bedroom, two bath home with an attached two car garage is ready to impress from the moment you arrive with its fresh exterior paint and inviting curb appeal. Step inside to discover beautiful laminate flooring throughout the main living areas, an abundance of natural light and a soaring vaulted ceiling in the living room that creates an open, airy feel. The updated kitchen is designed for both everyday living and entertaining, featuring custom cabinetry with soft-close drawers, granite countertops, stainless steel appliances and an open layout that flows seamlessly into the dining and living rooms. Just off the living room, an inviting outdoor atrium creates a unique private retreat, offering the perfect space to enjoy your morning coffee, create a peaceful garden oasis or simply relax in the fresh air. The spacious primary suite offers a relaxing retreat with a remodeled ensuite bath showcasing granite countertops, plank-style tile flooring, and a large walk-in closet. Two additional bedrooms are served by an updated guest bath with custom finishes. The large bonus room would make an ideal home office or, with the addition of a closet, a fourth bedroom! A dedicated laundry room adds everyday convenience, while the generously sized backyard provides plenty of space to relax, entertain, garden, or play. Conveniently located near shopping, dining, parks and major commuter routes, this move-in-ready home offers the perfect blend of comfort, function and location. Schedule your private showing today and discover everything this Hidden Grove gem has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,079
Sqft
0.39 ac
Lot size
2
Garage
1986
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,783 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,783/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.5%
$/sqft vs Palm Harbor actives
$224 vs $261
Days on market
4 vs 42 typical
Where $224/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
203 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 664 CHANNING DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$425,000
616 CHANNING DRIVE · same community
3 bd · 2 ba · 1,903 sqft · $223/sqft · 2 DOM
Sold · May ’26$529,000
679 BONNIE BOULEVARD · same community
4 bd · 2 ba · 1,903 sqft · $278/sqft · 123 DOM
Sold · Mar ’26$450,000
2714 JEFFREY DRIVE · same community
3 bd · 2 ba · 1,903 sqft · $236/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 664 CHANNING DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 664 CHANNING DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
664 CHANNING DRIVE FAQs
What would the monthly payment be for 664 CHANNING DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,783/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 664 CHANNING DRIVE?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 664 CHANNING DRIVE?+
The most recent tax bill on record (2025) was $7,794. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 664 CHANNING DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $465,000, this home is listed about 24% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 664 CHANNING DRIVE?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$465,000 runs 86% above the PALM HARBOR 34684 median — but at 2,079 sqft it's also 42% larger than the typical Palm Harbor listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a Palm Harbor market that averages 42 — if it fits, move quickly.
04Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Meredith Johnson. MLS #TB8533272.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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