647 BONNIE BOULEVARD, PALM HARBOR, FL, 34684
Active6 days on marketListed Jul 30, 2026MLS #TB8532414
About this home
647 BONNIE BOULEVARD
AMAZING HOME IN PALM HARBOR! Nestled on a quiet street in the highly sought-after Hidden Grove community of Palm Harbor, this beautifully renovated 3-bedroom, 2-bathroom, 2 car garage home offers the perfect blend of modern design, comfort, and privacy. The property provides a serene setting that's difficult to find, creating a relaxing retreat just minutes from everything you need. Extensively RENOVATED from top to bottom, nearly every major component of this home has been replaced, offering true peace of mind and the feel of a brand-new home. Recent updates include a NEW ROOF, NEW HVAC system, NEW WATER HEATER, premium waterproof FLOORING throughout, completely remodeled NEW KITCHEN and BATHROOMS, new baseboards, interior doors, custom closet systems, modern lighting, ceiling fans, fresh interior and exterior paint. Every detail has been thoughtfully selected, allowing you to move in and enjoy without the worry of future renovations. Inside, the bright, open floor plan is enhanced by soaring vaulted ceilings, abundant natural light, and a spacious split-bedroom layout designed for both everyday living and entertaining. The inviting living room features a beautiful wood-burning FIREPLACE, creating a warm and welcoming focal point. The DESIGNER kitchen is a true centerpiece, showcasing elegant countertops with a full-height backsplash, custom soft-close cabinetry, a large pantry, and a complete suite of brand-new premium stainless steel appliances. Additional highlights include an oversized 32-inch undermount stainless steel sink, a commercial-style pull-down faucet, and garbage disposal. Just outside, the private paver courtyard provides the perfect place to enjoy your morning coffee or dine outdoors. The spacious primary suite offers vaulted ceilings, a custom walk-in closet, and a spa-inspired ensuite featuring a floating vanity, rainfall shower, and skylight that fills the space with natural light. The guest bathroom has also been completely remodeled with contemporary finishes, continuing the home's cohesive, upscale design. Designed to embrace Florida living, this home features multiple outdoor spaces, including a screened lanai and a private courtyard. The fully fenced backyard provides exceptional privacy. Ideally located just minutes from the Gulf beaches, parks, shopping, dining, and entertainment, this home is zoned for Lake St. George Elementary, Palm Harbor Middle, and Countryside High School. Located in Flood Zone X, NO FLOOD INSURANCE is required, offering significant annual savings. With extensive renovations, high-end finishes, major system upgrades, and an unbeatable LOCATION this truly move-in-ready home offers an exceptional opportunity to enjoy the very best of Palm Harbor living. Everything has already been done—simply move in and enjoy. Schedule your private showing today before this one is gone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,655
Sqft
0.15 ac
Lot size
2
Garage
1986
Year built
One
Levels
$320
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,704 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,704/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.1%
$/sqft vs Palm Harbor actives
$320 vs $263
Days on market
6 vs 48 typical
Where $320/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
217 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 647 BONNIE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$529,000
479 BONNIE BOULEVARD · same community
3 bd · 2 ba · 1,655 sqft · $320/sqft · 28 DOM
Sold · Sep ’25$500,000
2741 NICOLE CIRCLE · same community
3 bd · 2 ba · 1,655 sqft · $302/sqft · 7 DOM
Sold · Jun ’26$337,000
647 BONNIE BOULEVARD · same community
3 bd · 2.5 ba · 1,655 sqft · $204/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 647 BONNIE BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 647 BONNIE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
647 BONNIE BOULEVARD FAQs
What would the monthly payment be for 647 BONNIE BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,704/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 647 BONNIE BOULEVARD?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 647 BONNIE BOULEVARD?+
The most recent tax bill on record (2025) was $1,882. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 647 BONNIE BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $529,900, this home is listed about 39% above the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 647 BONNIE BOULEVARD?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$529,900 runs 112% above the PALM HARBOR 34684 median.
02Fresh on the market
Only 6 days on market in a Palm Harbor market that averages 48 — if it fits, move quickly.
03Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Nataliya Fillers. MLS #TB8532414.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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