Steeve Cadeau
$84,000$105,000$717 /mo all-in ↓

RIDGEHAVEN AVENUE, ORMOND BEACH, FL, 32174

Active45 days on marketListed Jun 5, 2026MLS #TB8516345

Priced 79% below the ORMOND BEACH 32174 medianReduced $21KNATIONAL GARDENS

About this home

RIDGEHAVEN AVENUE

Build your custom home on this spacious 0.71-acre residential parcel in the National Gardens community of Ormond Beach. Offering approximately 31,050 square feet with 90 feet of road frontage and 345 feet of depth, the property provides ample room for a residence and outdoor living areas. Located in unincorporated Volusia County and zoned R-4A, the property offers residential development potential in an area experiencing new-home construction. According to current FEMA maps, the property is located in Flood Zone X, outside the designated Special Flood Hazard Area. No HOA. No CDD. No monthly association fees. Enjoy the privacy of a large homesite while remaining conveniently located near shopping, dining, schools, medical facilities, US Highway 1, Interstate 95, Daytona Beach, and the Atlantic Ocean beaches. Currently assigned schools include Pine Trail Elementary School, Ormond Beach Middle School, and Seabreeze High School. Qualified buyers may be able to purchase with as little as 20% down. An excellent opportunity for a homeowner, custom-home builder, or investor seeking a spacious residential parcel in the growing Ormond Beach area.

Facts & features

The home at a glance

0.71 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$304/yr

Utilities & systems

UtilitiesElectrical Nearby · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$717 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$495
FHA mortgage insurance (est.)$37
Property tax — 2025 actual bill$25
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,940Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,940
Interest rate6.00%
Loan term

Estimated payment

$717/mo

Principal & interest$495
FHA mortgage insurance (est.)$37
Property taxes (actual bill)$25
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ormond Beach

Map of RIDGEHAVEN AVENUE

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32174 — neighborhood snapshot

Population

53,087

Median age

56.3

Median income

$67,817

Median home value

$315,100

Avg household

2.19

Households w/ children

4,692

For the school run

Volusia County School District

ElementaryPathways Elementary School★★★★★
MiddleDavid C. Hinson Senior Middle School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $84,000 $21K
Jun 5, 2026Listed at $105,000 · 45 days on market since

Reality check

What actually sold near RIDGEHAVEN AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

300 SAWMILL CREEK COURTSold · Aug ’25

$285,000

300 SAWMILL CREEK COURT

2 bd · 2 ba · 1,086 sqft · $262/sqft · 2 DOM

251 ORANGE GROVE DRIVE UNIT 8Sold · May ’26

$187,000

251 ORANGE GROVE DRIVE UNIT 8

2 bd · 2.5 ba · 1,262 sqft · $148/sqft · 108 DOM

140 LIMEWOOD PLACE UNIT CSold · Jul ’25

$190,000

140 LIMEWOOD PLACE UNIT C

2 bd · 2.5 ba · 1,316 sqft · $144/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about RIDGEHAVEN AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for RIDGEHAVEN AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

RIDGEHAVEN AVENUE FAQs

What would the monthly payment be for RIDGEHAVEN AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $717/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on RIDGEHAVEN AVENUE?+

The most recent tax bill on record (2025) was $304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ormond Beach?+

At $84,000, this home is listed about 80% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to RIDGEHAVEN AVENUE?+

Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PLANTATION REALTY, INC. · Carol Villani. MLS #TB8516345.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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