Steeve Cadeau
$629,000$679,0005 bd5 ba3,307 sqft$190 /sqft$5,097 /mo all-in ↓

32801 TREE OF LIFE AVENUE, WESLEY CHAPEL, FL, 33543

Active80 days on marketListed May 30, 2026MLS #TB8513969

Reduced $50KSingle Family ResidenceWINDING RDG PH 1 & 2

About this home

32801 TREE OF LIFE AVENUE

Virtually Staged. Located in the gated, CDD-free Winding Ridge community of Wesley Chapel, this spacious 5 bedroom, 5 bathroom, 3 car tandem garage residence offers a functional floor plan with multiple living areas and approximately 3300 square feet of living space designed for both everyday living and entertaining. A grand foyer welcomes you into the home and leads to the open-concept main living area. The kitchen, dining, and family room flow seamlessly together, creating a spacious gathering space filled with natural light. The kitchen features a large center island, breakfast area, abundant cabinetry, and ample storage, while large windows throughout the home provide views of the outdoor living areas. The flexible layout includes multiple living and dining spaces, offering versatility for a variety of lifestyles. All bedrooms are generously sized, and the home's thoughtful design provides both privacy and functionality. Winding Ridge is a 24-hour guard-gated community offering an extensive collection of amenities, including a clubhouse with event space, fitness center, indoor basketball court, resort-style swimming pool, splash park, playground, picnic areas, tennis courts, pickleball courts, and outdoor basketball facilities. The community also hosts a variety of resident activities and events throughout the year. Conveniently located near I-75, the property offers easy access to shopping, dining, medical facilities, and entertainment destinations including Tampa Premium Outlets, The Shops at Wiregrass, KRATE at The Grove, and other Wesley Chapel amenities. This 5 bedroom, 5 bathroom, 3 car tandem garage home offers a desirable combination of space, community amenities, and a convenient location in one of Wesley Chapel's established gated communities. Schedule your private showing today.

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

3,307

Sqft

0.17 ac

Lot size

3

Garage

2022

Year built

Two

Levels

$190

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Other · Range · Refrigerator · Washer
InteriorOpen Floorplan · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofOther · Shingle
ConstructionOther · Stucco
FoundationConcrete Perimeter · Other
FacesNortheast
ExteriorIrrigation System · Other · Sidewalk · Sliding Doors

Community & fees

HOA fee$361/mo
Taxes (2025)$11,350/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,097 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,394
PMI (est., until 20% equity)$236
Property tax — 2025 actual bill$946
HOA fee — from the listing$361
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,900
Interest rate6.00%
Loan term

Estimated payment

$5,097/mo

Principal & interest$3,394
PMI (est., until 20% equity)$236
Property taxes (actual bill)$946
HOA / condo fee$361
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Wesley Chapel actives

$190 vs $205

Days on market

80 vs 50 typical

Where $190/sqft sits among the 400 Wesley Chapel actives

96
121 · this home
85
39
23
36
$151–180$180–208$208–236$236–265$265–293$293+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wesley Chapel

Map of 32801 TREE OF LIFE AVENUE

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)44 min
Walt Disney World75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

The numbers that matter

The Wesley Chapel market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$440K$439K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

235 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $629,000 $50K
May 30, 2026Listed at $679,000 · 80 days on market since
2022Built · WINDING RDG PH 1 & 2

Reality check

What actually sold near 32801 TREE OF LIFE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3107 MOUNTAIN SPRUCE TERRACESold · Sep ’25

$799,000

3107 MOUNTAIN SPRUCE TERRACE · same community

5 bd · 4.5 ba · 3,251 sqft · $246/sqft · 155 DOM

32768 TREE OF LIFE AVENUESold · Nov ’25

$550,000

32768 TREE OF LIFE AVENUE · same community

4 bd · 3 ba · 2,492 sqft · $221/sqft · 212 DOM

32697 NATURAL BRIDGE ROADSold · May ’26

$726,000

32697 NATURAL BRIDGE ROAD

4 bd · 3 ba · 3,318 sqft · $219/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 32801 TREE OF LIFE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 32801 TREE OF LIFE AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

32801 TREE OF LIFE AVENUE FAQs

What would the monthly payment be for 32801 TREE OF LIFE AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,097/mo — principal and interest, the actual property-tax bill, the $361/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 32801 TREE OF LIFE AVENUE?+

The association fee works out to $361 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 32801 TREE OF LIFE AVENUE?+

The most recent tax bill on record (2025) was $11,350. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 32801 TREE OF LIFE AVENUE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $629,000, this home is listed about 46% above the Wesley Chapel median of $431,250. The market section on this page shows how the area is trending.

Listing courtesy of SERVICE NEAR REALTY · Lei Cheng. MLS #TB8513969.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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