Steeve Cadeau
$645,000$675,0004 bd4 ba2,961 sqft$218 /sqft$4,904 /mo all-in ↓

3281 GREAT BANYAN WAY, WESLEY CHAPEL, FL, 33543

Active99 days on marketListed Apr 30, 2026MLS #TB8503678

Reduced $30KSingle Family ResidenceWINDING RDG PH 1 & 2

Come see it

Upcoming open house

Sat, Aug 8

12:00 PM – 2:00 PM

About this home

3281 GREAT BANYAN WAY

Experience true resort-style living in the highly sought-after Winding Ridge community—with NO CDD fees! This stunning Alexia model offers luxurious finishes and an expansive open-concept layout designed for both comfort and entertaining. The home features 4 spacious bedrooms, 4 full bathrooms, a versatile loft, and a private office that can easily serve as a 5th bedroom. The gourmet kitchen is a showstopper, complete with a massive quartz island, upgraded stainless steel appliances including a Cosmo gourmet stove, and 42" solid wood dovetail cabinetry. Additional highlights include a dedicated wine room, built-in decorative fireplace with TV feature wall, pre-wiring for surround sound, elegant wall treatments and wainscoting, upgraded lighting and fixtures, and a garage with a lifetime warranty epoxy floor and overhead storage racks. Situated on a private preserve homesite, you’ll enjoy peaceful natural views and the perfect setting for outdoor entertaining with your fully equipped outdoor kitchen and back patio has footer for future screen. Winding Ridge offers an impressive array of amenities, including a resort-style clubhouse with indoor sports courts, a fitness center, a large community pool with cabanas, splash park, tennis courts, pickleball, basketball courts, and an event space for gatherings. Conveniently located near The Shops at Wiregrass and Tampa Premium Outlets, you’ll have access to top-tier shopping, dining, and entertainment. The vibrant community of Wesley Chapel also features the renowned AdventHealth Center Ice and numerous parks and recreational facilities. With easy access to I-75 and I-275, you’re just about 30 minutes from Downtown Tampa, Tampa International Airport, and the beautiful Gulf beaches. This exceptional home truly has it all—don’t miss your chance to see it!

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,961

Sqft

0.11 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$218

Per sqft

FireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorAttic Fan · Built-in Features · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofTile
ConstructionBlock · Stucco · Wood Frame
FoundationBlock · Slab
ViewTrees/Woods
FacesSoutheast
ParkingDriveway
ExteriorIrrigation System · Outdoor Grill · Outdoor Kitchen · Sidewalk · Sliding Doors

Community & fees

HOA fee$456/mo
Taxes (2025)$6,794/yr
PetsBreed Restrictions, Yes
CommunityClubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Fiber Optics · Natural Gas Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,904 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,480
PMI (est., until 20% equity)$242
Property tax — 2025 actual bill$566
HOA fee — from the listing$456
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,500
Interest rate6.00%
Loan term

Estimated payment

$4,904/mo

Principal & interest$3,480
PMI (est., until 20% equity)$242
Property taxes (actual bill)$566
HOA / condo fee$456
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $645K
$619KedgeAI estimate $796,742 · range $740K$921K$958K

vs edgeAI estimate

−19%

$/sqft vs Wesley Chapel actives

$218 vs $204

Days on market

99 vs 45 typical

Where $218/sqft sits among the 400 Wesley Chapel actives

80
115
90 · this home
52
25
38
$149–176$176–203$203–230$230–257$257–285$285+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wesley Chapel

Map of 3281 GREAT BANYAN WAY

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

WESLEY CHAPEL 33543 — neighborhood snapshot

Population

37,473

Median age

38.9

Median income

$107,565

Median home value

$365,000

Avg household

2.87

Households w/ children

5,177

For the school run

Pasco County School District

ElementaryDouble Branch Elementary School★★★★★
MiddleDr. John Long Middle School★★★★
HighWiregrass Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$440K$430K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

195 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 82% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $645,000 $30K
Apr 30, 2026Listed at $675,000 · 99 days on market since
2022Built · WINDING RDG PH 1 & 2

Reality check

What actually sold near 3281 GREAT BANYAN WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3107 MOUNTAIN SPRUCE TERRACESold · Sep ’25

$799,000

3107 MOUNTAIN SPRUCE TERRACE · same community

5 bd · 4.5 ba · 3,251 sqft · $246/sqft · 155 DOM

32768 TREE OF LIFE AVENUESold · Nov ’25

$550,000

32768 TREE OF LIFE AVENUE · same community

4 bd · 3 ba · 2,492 sqft · $221/sqft · 212 DOM

1835 FIRCREST COURTSold · Sep ’25

$455,000

1835 FIRCREST COURT

4 bd · 3 ba · 2,896 sqft · $157/sqft · 67 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3281 GREAT BANYAN WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3281 GREAT BANYAN WAY — before you fall in love.

See it in person

Schedule a tour

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Straight answers

3281 GREAT BANYAN WAY FAQs

What would the monthly payment be for 3281 GREAT BANYAN WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,904/mo — principal and interest, the actual property-tax bill, the $456/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3281 GREAT BANYAN WAY?+

The association fee works out to $456 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3281 GREAT BANYAN WAY?+

The most recent tax bill on record (2025) was $6,794. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3281 GREAT BANYAN WAY?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $645,000, this home is listed about 47% above the Wesley Chapel median of $439,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3281 GREAT BANYAN WAY?+

Double Branch Elementary School (elementary), Dr. John Long Middle School (middle), Wiregrass Ranch High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$645,000 runs 82% above the WESLEY CHAPEL 33543 median — but at 2,961 sqft it's also 41% larger than the typical Wesley Chapel listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

99 days on market against a Wesley Chapel median of 45 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Double Branch Elementary School, Dr. John Long Middle School, Wiregrass Ranch High School — Dr. John Long Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $675,000, now $645,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Sheryl Berthelot. MLS #TB8503678.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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