Steeve Cadeau
$429,900$442,0004 bd3 ba2,197 sqft$196 /sqft$3,350 /mo all-in ↓

14415 20TH STREET E, PARRISH, FL, 34219

Active75 days on marketListed May 5, 2026MLS #TB8505202

Reduced $12KSingle Family ResidenceCOVE AT TWIN RIVERS

About this home

14415 20TH STREET E

PRICE REDUCED!! MOTIVATED SELLER!! BRING OFFERS!! Welcome to The Cove at Twin Rivers — one of Parrish's most sought-after communities! This stunning home, completed in 2022, offers 4 bedrooms, 3 full baths, and nearly 2200 sq ft of thoughtfully designed living space. Step inside to find an open, split-bedroom layout featuring gorgeous wood-look tile flooring throughout the main living areas, solid-wood cabinets, stone countertops, and a chef-inspired kitchen with a massive island and pantry. The dedicated dining space just off the kitchen flows effortlessly to both a spacious living room and a covered lanai through the glass sliders — perfect for viewing the serene, wooded area behind the property and enjoying Florida's beautiful weather year-round. The primary bedroom offers a peaceful retreat with a huge en-suite bath, including a frameless glass shower, dual vanity, and a giant walk-in closet. A second bedroom also offers an en-suite bath, making it a perfect guest room. A dedicated inside utility room and 2-car garage with opener round out the practical features. Twin Rivers is an amenity-rich community, beautifully landscaped, and perfect for a stroll around to see some of the native Florida wildlife that also call the community home. Easy access to the Manatee River via a private boat ramp, a dock for fishing, dog parks, multiple playgrounds, and various sports courts. Convenient to I-75, shopping, dining, and the beautiful Gulf Coast beaches. Don't miss this one!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,197

Sqft

0.14 ac

Lot size

2

Garage

2022

Year built

One

Levels

$196

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Touchless Faucet · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesNorthwest
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters

Community & fees

HOA fee$58/mo
Taxes (2025)$4,929/yr
PetsYes
CommunityDock · Fishing · Private Boat Ramp · River · Water Access · Community Mailbox · Deed Restrictions · Dog Park · Gated Community - No Guard · Playground · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,350 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$411
HOA fee — from the listing$58
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,047
Interest rate6.00%
Loan term

Estimated payment

$3,350/mo

Principal & interest$2,531
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$411
HOA / condo fee$58
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$413KedgeAI estimate $475,885 · range $436K$538K$560K

vs edgeAI estimate

−9.7%

$/sqft vs Parrish actives

$196 vs $206

Days on market

75 vs 42 typical

Where $196/sqft sits among the 400 Parrish actives

100
98 · this home
87
60
23
32
$154–179$179–205$205–231$231–256$256–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Twin Rivers

Map of 14415 20TH STREET E inside its neighborhood boundary

Drive times from this address

Downtown Tampa57 min
Tampa Int’l Airport (TPA)69 min

Get to know Parrish. See the full Parrish guide →

Twin Rivers — neighborhood snapshot

Population

1,806

Median age

49

Median income

$131,042

Median home value

$601,000

Avg household

3

Households w/ children

154

For the school run

Manatee County School District

ElementaryAnnie Lucy Williams Elementary School★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

205 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

CurrentPrice reduced to $429,900 $12K
May 5, 2026Listed at $442,000 · 75 days on market since
2022Built · COVE AT TWIN RIVERS

Reality check

What actually sold near 14415 20TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14620 20TH STREET ESold · Mar ’26

$413,500

14620 20TH STREET E · same community

4 bd · 3 ba · 2,197 sqft · $188/sqft · 134 DOM

14514 20TH STREET ESold · Apr ’26

$450,000

14514 20TH STREET E · same community

4 bd · 3 ba · 2,197 sqft · $205/sqft · 40 DOM

830 BALLEBY TRAILSold · Jun ’26

$453,000

830 BALLEBY TRAIL

4 bd · 3 ba · 2,203 sqft · $206/sqft · 114 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 14415 20TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14415 20TH STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

14415 20TH STREET E FAQs

What would the monthly payment be for 14415 20TH STREET E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,350/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14415 20TH STREET E?+

The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14415 20TH STREET E?+

The most recent tax bill on record (2025) was $4,929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14415 20TH STREET E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $429,900, this home is listed about 2% above the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 14415 20TH STREET E?+

Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

02Strong assigned schools

Annie Lucy Williams Elementary School, Parrish Community High School, Buffalo Creek Middle School — Annie Lucy Williams Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $442,000, now $429,900 — a $12K cut. The full history is in the market section below.

Listing courtesy of YOUR FLORIDA REAL ESTATE CO · Jason Cunningham. MLS #TB8505202.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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