1904 146TH TERRACE E, PARRISH, FL, 34219
Active243 days on marketListed Nov 20, 2025MLS #TB8448485
About this home
1904 146TH TERRACE E
Welcome to 1904 146th Terrace East, nestled in the desirable Twin Rivers Cove, a gated nature preserve community offering the perfect blend of peace, privacy, and recreation. Enjoy access to a community park, basketball court, kayak storage, and private boat launch just minutes from the Manatee River. From the moment you arrive, the paver driveway, lush landscaping, and modern curb appeal set the tone for what awaits inside. Step through the front door into a bright, open layout featuring four bedrooms and three full baths, with one bedroom currently used as a home office. The chef’s kitchen is the heart of the home, beautifully designed with timeless white Shaker-style cabinetry, convenient pull-out drawers, and a soft blue subway tile backsplash that adds a refreshing coastal touch. A large center island with quartz countertops provides ample space for meal prep and casual dining, while pendant lighting creates a warm, inviting atmosphere. Stainless steel GE appliances, including a built-in double oven, sleek range hood, and French door refrigerator, enhance both the functionality and style of the space. The kitchen’s open layout flows seamlessly into the great room, where a tray ceiling and large windows fill the home with natural light, creating the perfect space for both entertaining and everyday living. The primary suite is a true retreat, complete with a cozy sitting area, tray ceiling, walk-in closet, and a spa-inspired bathroom featuring dual vanities, a soaking tub, and a walk-in glass shower. Step outside to the extended screened-in lanai, where a noseeum screen enclosure and picture window framing let you relax in comfort while enjoying tranquil pond views and local wildlife. Additional highlights include an indoor laundry room with a utility sink, tile plank flooring in the main living areas, a two-car garage, and energy-efficient construction with neutral finishes throughout. Perfectly located near shopping, dining, and outdoor recreation, this home offers the best of Florida living with a peaceful, upscale touch.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,139
Sqft
0.2 ac
Lot size
2
Garage
2022
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,970 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,970/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs Parrish actives
$245 vs $206
Days on market
243 vs 42 typical
Where $245/sqft sits among the 400 Parrish actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Twin Rivers
Get to know Parrish. See the full Parrish guide →
Twin Rivers — neighborhood snapshot
Population
1,806
Median age
49
Median income
$131,042
Median home value
$601,000
Avg household
3
Households w/ children
154
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$395K → $411K
Parrish median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
209 of 400
Parrish actives have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 1904 146TH TERRACE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$413,500
14620 20TH STREET E · same community
4 bd · 3 ba · 2,197 sqft · $188/sqft · 134 DOM
Sold · Apr ’26$450,000
14514 20TH STREET E · same community
4 bd · 3 ba · 2,197 sqft · $205/sqft · 40 DOM
Sold · Jan ’26$462,500
14314 17TH COURT E
3 bd · 2.5 ba · 2,129 sqft · $217/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1904 146TH TERRACE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1904 146TH TERRACE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1904 146TH TERRACE E FAQs
What would the monthly payment be for 1904 146TH TERRACE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,970/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1904 146TH TERRACE E?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1904 146TH TERRACE E?+
The most recent tax bill on record (2024) was $5,155. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1904 146TH TERRACE E?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $525,000, this home is listed about 25% above the Parrish median of $421,470. The market section on this page shows how the area is trending.
Which schools are assigned to 1904 146TH TERRACE E?+
Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$525,000 runs 27% above the PARRISH 34219 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
243 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Annie Lucy Williams Elementary School, Parrish Community High School, Buffalo Creek Middle School — Annie Lucy Williams Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $549,900, now $525,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IMPACT REALTY TAMPA BAY · Becky Billeci. MLS #TB8448485.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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