
39 BAYSHORE CIRCLE, PLACIDA, FL, 33946
Active83 days on marketListed Apr 28, 2026MLS #TB8502162
About this home
39 BAYSHORE CIRCLE
HIGH and DRY!! This home stands tall on top of pilings over 15 feet!! The most recent storm showed zero water damage. Not a single drop of saltwater touched it. With just a short ferry ride. You are a 5 minute golf cart ride to a miles long private beach. Welcome to an exceptional private waterfront estate offering over 100 feet of direct deep-water frontage with immediate, no-bridge access to the Intracoastal Waterway (1 minute) and the Gulf (10 minutes)—an ideal setting for the discerning boating enthusiast. This beautifully maintained 3-bedroom, 2-bath coastal residence is thoughtfully designed for refined yet relaxed Florida living. Soaring vaulted ceilings and an open-concept layout create a light-filled interior, while the spacious living area—anchored by a wood-burning fireplace—offers an inviting space for both intimate gatherings and effortless entertaining. The well-appointed kitchen with granite countertops flows seamlessly into the main living areas. Embrace true indoor-outdoor living from the expansive wraparound screened porch, where panoramic water views and gentle coastal breezes provide a serene, ever-changing backdrop. The upper-level primary suite serves as a private sanctuary, complete with its own balcony overlooking the bay—perfect for morning coffee or sunset unwinding. Set on an oversized, lushly landscaped homesite, the property offers exceptional privacy and ample space to create a custom pool and outdoor living oasis. A private dock with deep-water access completes this boater’s retreat, accommodating a variety of vessels with ease. The waterfront setting is also ideal for fishing off your dock, paddle boarding and kayaking, offering effortless access to calm waters and an immersive coastal lifestyle right from your own backyard. Enhancing its sense of seclusion, this unique island setting is accessible only via a short drive, private ferry, or personal boat—offering a rare blend of convenience and exclusivity that defines true coastal luxury. The community is also golf cart friendly, allowing for relaxed and convenient travel throughout the island-style setting, adding to the laid-back yet upscale coastal lifestyle. Additionally, there are no HOA fees, providing greater flexibility and fewer restrictions while maintaining the area’s serene and well-kept character. Ideally located just minutes from Boca Grande and some of Southwest Florida’s most pristine beaches, this residence offers a rare combination of seclusion and convenience, with access to world-class fishing, fine dining, and upscale coastal amenities. In addition to its appeal as a private residence, the property presents excellent potential as a high-end vacation rental, with strong demand for waterfront homes offering direct Gulf access and no minimum rental restrictions creating an opportunity for meaningful supplemental income when not in personal use. Whether as a primary residence, luxury retreat, or income-producing investment, this is a rare opportunity to own a premier piece of Florida waterfront living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,536
Sqft
0.23 ac
Lot size
2001
Year built
Two
Levels
$814
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,276 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,276/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+150.6%
$/sqft vs Placida actives
$814 vs $381
Days on market
83 vs 91 typical
Where $814/sqft sits among the 170 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
71 of 170
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3471% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 39 BAYSHORE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,240,000
62 TARPON WAY · same community
3 bd · 2.5 ba · 2,000 sqft · $620/sqft · 216 DOM
Sold · Aug ’25$1,210,000
79 PALM DRIVE · same community
4 bd · 3 ba · 2,286 sqft · $529/sqft · 159 DOM
Sold · Oct ’25$620,000
180 BOCILLA DRIVE
2 bd · 2 ba · 1,507 sqft · $411/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 39 BAYSHORE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39 BAYSHORE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
39 BAYSHORE CIRCLE FAQs
What would the monthly payment be for 39 BAYSHORE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,276/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 39 BAYSHORE CIRCLE?+
The most recent tax bill on record (2025) was $10,830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 39 BAYSHORE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $1,250,000, this home is listed about 93% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 39 BAYSHORE CIRCLE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,250,000 runs 3471% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Bill Barnaba. MLS #TB8502162.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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