
65 PALM DRIVE, PLACIDA, FL, 33946
Active129 days on marketListed Mar 13, 2026MLS #D6146557
About this home
65 PALM DRIVE
Palm Island – A Beach lover and Fisherman’s dream come true. This concrete 3-story home (one of the few concrete homes on the island) brags of space and easy living. With its location on a deep-water canal that leads directly to the intracoastal waterway, it’s a quick boat ride to some amazing fishing inshore and offshore. On the island, a short golf cart ride takes you to the quiet, shell-lined beaches for a lazy day in the sun or beautiful sunrises or sunsets. Look for some shark teeth while you are on the beach! Downstairs between spacious garages is a game room/hobby room for families of all ages. The beautiful pool sits just outside the game room with plenty of covered space for the non-sun lovers and open space for those that do love the Florida sun! The pool has a sun shelf and a hot tub. On one side, there is room off one of the garages that has the beautiful pool view and can be used as an office or extra bedroom and the area has a full pool bath just off the pool. On the other side of the pool is a storage/fishing room. The dock has two boat lifts – one for your fishing boat and the other for your fun jet ski. As you ascend up the steps to the main living area, a wraparound porch awaits with multiple places for sitting, grilling and entertaining. As you enter the front door, there is an open room for dining and relaxing with a sitting area that has a half bath. The kitchen boasts of lots counter space and easy flow and is open to the dining area for easy entertaining and family meals. The two bedrooms off the living area are on each side of the full bath. Upstairs you’ll find a private, expansive master bedroom and bath with two large closets. Off the master suite, there is another covered porch with a view of the intercoastal. With concrete construction, hurricane shutters and a new metal roof installed in 2023, this home blends durability with coastal sophistication. Come step into a world where life slows down and peaceful living take center stage.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,914
Sqft
0.23 ac
Lot size
2
Garage
2000
Year built
Three Or More
Levels
$823
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,286 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,286/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+250.9%
$/sqft vs Placida actives
$823 vs $381
Days on market
129 vs 91 typical
Where $823/sqft sits among the 170 Placida actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
2,745
Median age
63.2
Median income
$93,466
Median home value
$626,500
Avg household
2.02
Households w/ children
86%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$475K → $464K
Placida median sold, yr/yr
92.2%
Sale-to-list ratio (12 mo)
71 of 170
Placida actives have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4400% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 65 PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,240,000
62 TARPON WAY · same community
3 bd · 2.5 ba · 2,000 sqft · $620/sqft · 216 DOM
Sold · Aug ’25$1,210,000
79 PALM DRIVE · same community
4 bd · 3 ba · 2,286 sqft · $529/sqft · 159 DOM
Sold · Nov ’25$450,000
7037 DUKE STREET
3 bd · 2.5 ba · 1,932 sqft · $233/sqft · 351 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 65 PALM DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 65 PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
65 PALM DRIVE FAQs
What would the monthly payment be for 65 PALM DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,286/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 65 PALM DRIVE?+
The most recent tax bill on record (2025) was $24,443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Placida?+
At $1,575,000, this home is listed about 143% above the Placida median of $649,000. The market section on this page shows how the area is trending.
Which schools are assigned to 65 PALM DRIVE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,575,000 runs 4400% above the PLACIDA 33946 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Kevin Mackin. MLS #D6146557.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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