
435 EDGEWATER DRIVE, DUNEDIN, FL, 34698
Active75 days on marketListed May 7, 2026MLS #TB8500218
About this home
435 EDGEWATER DRIVE
Pre-Construction. To be built. Custom Waterfront Residence. Permit ready listing, revised price and square footage to accommodate Dunedin's beautiful historical overlay permitting criteria. On Dunedin's most coveted waterfront corridor, 435 represents a rare opportunity to build a bespoke estate; designed from the ground up with no compromises, elevated above flood requirements, and crafted to the exacting standards that discerning buyers expect from true custom homes. This 2-story, 4,285 SF residence with an optional bonus room to add a media area and bathroom increasing to 4,895 SF is not a production home with an upgraded package. It is an architect-designed coastal estate where every detail has been considered, and where you have the opportunity to imprint your personal vision on the finishes before a single nail is driven. A grand symmetrical staircase rises from a paver motor court to a covered entry framed by soaring columns, ornamental railings and lush tropical landscaping. The architecture blends British West Indies elegance with modern Florida coastal sensibility: crisp white stucco, dark standing-seam metal rooflines, deep covered balconies and clerestory windows that flood the interior with natural light. Inside, the main living floor unfolds across an open floor plan designed for both gracious entertaining and genuine everyday comfort. The great room, with 12-foot ceilings, is centered on a statement fireplace wall and flanked by expansive sliders that dissolve the boundary between interior and exterior living. The gourmet kitchen features top-tier appliances, custom cabinetry, premium stone surfaces, an oversized island and a dedicated prep kitchen and pantry. The wine display and wet bar add focal points to the dining room while a private office rounds out a floor plan that anticipates every mode of life. The covered outdoor kitchen and lanai extend seamlessly from the great room, creating an al fresco environment worthy of a Florida coastal setting. The optional elevated pool deck brings resort-quality outdoor living, with the pool and spa positioned to maximize afternoon light. The primary suite occupies its own private wing with direct lanai access, tray ceilings and an ensuite designed without restraint: freestanding soaking tub, double walk-in shower, private sauna, dual vanities, and an expansive walk-in closet. This is not a bathroom. It is a spa. A secluded secondary bedroom and bath on the main floor provides the perfect retreat for family or guests. The third floor offers two additional ensuite bedrooms, a spacious loft open to the floor below, and a covered porch capturing panoramic western water views that remind you exactly why you chose Edgewater Dr. The detached garage provides covered storage for vehicles, golf carts, and watercraft equipment, the optional living space above providing the perfect getaway to host out of town guests or family movie night. Minutes from Dunedin's Main Street, Honeymoon Island and the Pinellas Trail. Top-rated schools, world-class beaches and easy access to Tampa International Airport complete a lifestyle that is genuinely hard to replicate anywhere else on Florida's Gulf Coast. Design and layout subject to City of Dunedin review and permitting approval. Optional: Pool and bonus room shown in renderings are conceptual only; final design and cost customized to buyer preference. Finishes and upgrades selected by buyer prior to construction. Schedule your private design consultation at 435 Edgewater Dr today.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
4,285
Sqft
0.35 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$769
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$20,820 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$20,820/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunedin actives
$769 vs $296
Days on market
75 vs 51 typical
Where $769/sqft sits among the 266 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
151 of 266
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1008% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 435 EDGEWATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,225,000
400 BROADWAY · same community
3 bd · 3.5 ba · 3,222 sqft · $380/sqft · 89 DOM
Sold · Jun ’26$1,575,000
225 PRESIDENT STREET · same community
3 bd · 2.5 ba · 2,243 sqft · $702/sqft · 168 DOM
Sold · Feb ’26$850,000
266 LYNDHURST STREET · same community
2 bd · 2 ba · 2,104 sqft · $404/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 435 EDGEWATER DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 435 EDGEWATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
435 EDGEWATER DRIVE FAQs
What would the monthly payment be for 435 EDGEWATER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,820/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 435 EDGEWATER DRIVE?+
The most recent tax bill on record (2025) was $19,690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunedin?+
At $3,295,600, this home is listed about 727% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 435 EDGEWATER DRIVE?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,295,600 runs 1008% above the DUNEDIN 34698 median — but at 4,285 sqft it's also nearly 4 times the size of the typical Dunedin listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $3,873,600, now $3,295,600 — a $578K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP BEYOND · Alexis Petrose. MLS #TB8500218.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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