4920 38TH WAY S UNIT 210, ST PETERSBURG, FL, 33711
Active142 days on marketListed Mar 25, 2026MLS #TB8490503
About this home
4920 38TH WAY S UNIT 210
Location, location! Welcome to the highly desirable Maximo Moorings area of South St. Petersburg, where coastal living meets everyday convenience. This 2-bedroom, 2.5-bath condominium features a rare double primary suite layout, offering exceptional flexibility for full-time living, guests, or rental potential. Each spacious bedroom includes its own en-suite bath, creating two private retreats within the home. Enjoy the added bonus of large balconies on both sides of the unit, allowing for natural light, cross breezes, and multiple outdoor living spaces—perfect for morning coffee or evening relaxation. Ideally situated just steps from the marina, residents enjoy access to private docks, with guest usage available for up to 72 hours—an incredible opportunity to embrace the boating lifestyle without the premium waterfront price tag. The low-maintenance lifestyle is enhanced by an HOA that includes water, internet, and trash, adding both convenience and value for owners. Located just minutes from I-275, award-winning Gulf beaches, and vibrant downtown St. Petersburg, this property offers easy access to dining, shopping, and entertainment while maintaining a peaceful residential setting. Whether you're searching for a primary residence, seasonal escape, or investment opportunity, this condo delivers a unique combination of layout, location, and lifestyle in one of South St. Pete’s most sought-after communities.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,370
Sqft
6.82 ac
Lot size
1973
Year built
Two
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,096 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,096/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31%
$/sqft vs St Petersburg actives
$175 vs $340
Days on market
142 vs 58 typical
Where $175/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Maximo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Maximo — neighborhood snapshot
Population
509
Median age
49
Median income
$128,329
Median home value
$560,889
Avg household
2
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
228 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4920 38TH WAY S UNIT 210
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$175,000
4908 38TH WAY S UNIT 206 · same community
2 bd · 2 ba · 1,145 sqft · $153/sqft · 140 DOM
Sold · Jul ’26$235,000
4910 38TH WAY S UNIT 111 · same community
2 bd · 2 ba · 1,145 sqft · $205/sqft · 6 DOM
Sold · Apr ’26$337,500
4902 38TH WAY S UNIT 312 · same community
2 bd · 2 ba · 1,145 sqft · $295/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4920 38TH WAY S UNIT 210 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4920 38TH WAY S UNIT 210 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4920 38TH WAY S UNIT 210 FAQs
What would the monthly payment be for 4920 38TH WAY S UNIT 210?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,096/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4920 38TH WAY S UNIT 210?+
The most recent tax bill on record (2025) was $5,008. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4920 38TH WAY S UNIT 210?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $240,000, this home is listed about 45% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4920 38TH WAY S UNIT 210?+
Bay Point Middle School (middle), Lakewood High School (high), Gulfport Montessori Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33711 market on paper
$240,000 is 23% below the ST PETERSBURG 33711 median of $312,500, and at $175/sqft it sits under the St Petersburg average of $381.
02Time on market is leverage
142 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $295,000, now $240,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TURNER REAL ESTATE NETWORK · Caleb McDonnell. MLS #TB8490503.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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