4908 38TH WAY S UNIT 501, ST PETERSBURG, FL, 33711
Active184 days on marketListed Feb 11, 2026MLS #TB8470319
About this home
4908 38TH WAY S UNIT 501
Welcome to paradise at Maximo Moorings WATERFRONT community where luxury and convenience come together in this stunning 3-bedroom, 2-bathroom top floor corner unit. This condo is FULLY FURNISHED & EVERYTHING INCLUDED that has everything from Custom designer white beveled Cabinets which are all soft close, marble countertops, stainless steel appliances, stackable front load washer & dryer, high ceilings, wood-tile luxury vinyl plank floors throughout, with split floorplan with master bedroom (separate from the other bedrooms) with king bed and bathroom has a stand-up shower, the other 2 bedrooms (one has a queen size bed and other bedroom has a day bed with 2 twins and bathroom has shower and tub. Enjoy the canal views and sunsets on a large balcony that is just 30 ft long that you have access from living area, master bedroom and 2nd bedroom located on the top 5th floor ( elevator in building which is key pad system) with direct access to the water your guests can tie their boat up directly outside your building, The Tiki Docks Skyway Bar and Grill for your dining pleasure in the heart of Maximo Marina, residents relish the convenience of a 72-hour community day dock or for storing your boating toys at Maximo Marina. Min lease is 3 months and pets are welcomed. As part of the Maximo Moorings community, you'll enjoy an array of amenities that truly enhance your Florida lifestyle including clubhouse, large, heated pool, men's and women's saunas, fishing pier, tennis, pickleball and shuffleboard courts, 3 outdoor gas grills, a fenced dog park, car wash and storage for your water toys (paddle board, kayak), and more. This resort style community is a short distance to everything restaurants shopping, pharmacies, St Pete Beach, (approximately 3 miles away from the stunning Gulf beaches). Fort Desoto Park, The Pinellas Trail, Downtown St Petersburg with its many museums, The Pier, and I-275 for a short drive north to Tampa to enjoy professional Football and Hockey or south across the Skyway Bridge to the Sarasota area. Don't miss out on the opportunity to experience Florida living at its finest with this waterfront gem. Maximo Moorings is waiting to welcome you home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,500
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$2 vs $336
Days on market
184 vs 58 typical
Where $2/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Maximo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Maximo — neighborhood snapshot
Population
509
Median age
49
Median income
$128,329
Median home value
$560,889
Avg household
2
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
226 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4908 38TH WAY S UNIT 501
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$175,000
4908 38TH WAY S UNIT 206 · same community
2 bd · 2 ba · 1,145 sqft · $153/sqft · 140 DOM
Sold · Jul ’26$235,000
4910 38TH WAY S UNIT 111 · same community
2 bd · 2 ba · 1,145 sqft · $205/sqft · 6 DOM
Sold · Apr ’26$337,500
4902 38TH WAY S UNIT 312 · same community
2 bd · 2 ba · 1,145 sqft · $295/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4908 38TH WAY S UNIT 501 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4908 38TH WAY S UNIT 501 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4908 38TH WAY S UNIT 501 FAQs
What would the monthly payment be for 4908 38TH WAY S UNIT 501?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4908 38TH WAY S UNIT 501?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $3,500, this home is listed about 99% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4908 38TH WAY S UNIT 501?+
Bay Point Middle School (middle), Lakewood High School (high), Gulfport Montessori Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33711 market on paper
$3,500 is 99% below the ST PETERSBURG 33711 median of $315,000, and at $2/sqft it sits under the St Petersburg average of $381.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
184 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $4,500, now $3,500 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ELITE TAMPA BAY REALTY LLC · Debbie Hebden. MLS #TB8470319.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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