995 EMERALD DRIVE, MOUNT DORA, FL, 32757
Active138 days on marketListed Mar 4, 2026MLS #TB8481533
About this home
995 EMERALD DRIVE
Move in ready family home with luxury finishes and a large fenced backyard. This is a 3 bed/ 2 bath property with an office big enough to be a 4th bedroom. It offers a split layout with the master bedroom, walk in closet, and master bath on one side and the other 3 rooms on the opposite side of the house. The 10 x 10 bonus room can be used as an office, game room, or simply storage. All renovations have been completed in 2025. New Flat roof, new drainfield, new 3 ton A/c system, new kitchen cabinets and butcher block countertops, new porcelain tile flooring, and paint inside and outside. Led flush mount fans have been added throughout the home and the lighting is excellent. This is a must see and feels much bigger in person. This property has a prime location in thw golden triangle, connecting Mount Dora, eustis, and Tavares. 2 minutes from the famous downtown mount dora without all the traffic. 2 minutes from walmart, target gas, banks, post office, elementary school, and all the major restaurants. Fully fenced backyard has room for pets, sheds, or even a pool. This charming block home has a solid foundation and all the upgrades to accommodate your family.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,224
Sqft
0.18 ac
Lot size
1960
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,063 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,063/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.6%
$/sqft vs Mount Dora actives
$221 vs $218
Days on market
138 vs 50 typical
Where $221/sqft sits among the 297 Mount Dora actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Golden Isle
Drive times from this address
Get to know Mount Dora. See the full Mount Dora guide →
Golden Isle — neighborhood snapshot
Population
458
Median age
38
Median income
$69,280
Median home value
$278,800
Avg household
2
Households w/ children
38%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mount Dora market
$450K → $453K
Mount Dora median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
173 of 297
Mount Dora actives have cut their price
Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the MOUNT DORA 32757 median. See the full Mount Dora market guide →
Paper trail
This home's history
Reality check
What actually sold near 995 EMERALD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$165,000
910 EMERALD DRIVE · same community
3 bd · 1 ba · 1,012 sqft · $163/sqft · 28 DOM
Sold · Feb ’26$285,000
1095 GOLDEN ISLE DRIVE · same community
4 bd · 2 ba · 1,442 sqft · $198/sqft · 111 DOM
Sold · Aug ’25$170,000
890 EMERALD DRIVE · same community
4 bd · 1 ba · 1,522 sqft · $112/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 995 EMERALD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 995 EMERALD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
995 EMERALD DRIVE FAQs
What would the monthly payment be for 995 EMERALD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,063/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 995 EMERALD DRIVE?+
The most recent tax bill on record (2025) was $2,332. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Mount Dora?+
At $269,999, this home is listed about 43% below the Mount Dora median of $469,950. The market section on this page shows how the area is trending.
Which schools are assigned to 995 EMERALD DRIVE?+
Triangle Elementary School (elementary), Mt. Dora High School (high), Mt. Dora Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MOUNT DORA 32757 market on paper
$269,999 is 37% below the MOUNT DORA 32757 median of $429,750, and at $221/sqft it sits under the Mount Dora average of $234.
02Time on market is leverage
138 days on market against a Mount Dora median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $284,000, now $269,999 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8481533.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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