Steeve Cadeau
$230,000$245,0004 bd2 ba1,455 sqft$158 /sqft$1,858 /mo all-in ↓

880 EMERALD DR, MOUNT DORA, FL, 32757

Active38 days on marketListed Jun 12, 2026MLS #O6416330

Priced 46% below the MOUNT DORA 32757 medianReduced $15KSingle Family ResidenceGOLDEN ISLE

About this home

880 EMERALD DR

Virtually Staged. Discover the charm and opportunity that awaits you! This inviting 4-bedroom, 2-bath bungalow is nestled in an established neighborhood just minutes from the heart of historic Mount Dora, where you'll enjoy easy access to unique shops, local dining, waterfront parks, and year-round community events. The versatile layout allows for comfort, entertaining, and relaxing private moments. Updated kitchen and bathrooms add to the style and convenience. Outside, the fenced in backyard provides room for pets, gardening, entertaining, or simply enjoying the Florida sunshine. Conveniently located near major roadways, shopping, and schools, this home is an excellent opportunity for first-time homebuyers, downsizers, or investors seeking strong rental potential. Affordable, full of character, and close to downtown Mount Dora—don't miss your chance to make it yours. Schedule your private showing today! Lending Incentives available!!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,455

Sqft

0.16 ac

Lot size

1961

Year built

One

Levels

$158

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingMini-Split Unit(s)
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stone
FoundationSlab
FacesWest
ParkingDriveway
ExteriorLighting · Other

Community & fees

Taxes (2025)$2,904/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,858 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$242
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,050
Interest rate6.00%
Loan term

Estimated payment

$1,858/mo

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$242
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$221KedgeAI estimate $289,363 · range $263K$339K$353K

vs edgeAI estimate

−20.5%

$/sqft vs Mount Dora actives

$158 vs $219

Days on market

38 vs 50 typical

Where $158/sqft sits among the 297 Mount Dora actives

68 · this home
96
75
26
10
22
$157–191$191–224$224–258$258–291$291–325$325+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Golden Isle

Map of 880 EMERALD DR inside its neighborhood boundary

Drive times from this address

Downtown Orlando49 min
Universal Orlando50 min
Orlando Int’l Airport (MCO)57 min
Walt Disney World61 min

Get to know Mount Dora. See the full Mount Dora guide →

Golden Isle — neighborhood snapshot

Population

458

Median age

38

Median income

$69,280

Median home value

$278,800

Avg household

2

Households w/ children

38%

For the school run

Lake County School District

ElementaryTriangle Elementary School★★★★★
HighMt. Dora High School★★★★★
MiddleMt. Dora Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

173 of 297

Mount Dora actives have cut their price

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% below the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

CurrentPrice reduced to $230,000 $15K
Jun 12, 2026Listed at $245,000 · 38 days on market since
1961Built · GOLDEN ISLE

Reality check

What actually sold near 880 EMERALD DR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1095 GOLDEN ISLE DRIVESold · Feb ’26

$285,000

1095 GOLDEN ISLE DRIVE · same community

4 bd · 2 ba · 1,442 sqft · $198/sqft · 111 DOM

890 EMERALD DRIVESold · Aug ’25

$170,000

890 EMERALD DRIVE · same community

4 bd · 1 ba · 1,522 sqft · $112/sqft · 89 DOM

890 EMERALD DRIVESold · Mar ’26

$287,500

890 EMERALD DRIVE · same community

4 bd · 2 ba · 1,522 sqft · $189/sqft · 96 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 880 EMERALD DR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 880 EMERALD DR — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

880 EMERALD DR FAQs

What would the monthly payment be for 880 EMERALD DR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,858/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 880 EMERALD DR?+

The most recent tax bill on record (2025) was $2,904. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 880 EMERALD DR?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $230,000, this home is listed about 51% below the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 880 EMERALD DR?+

Triangle Elementary School (elementary), Mt. Dora High School (high), Mt. Dora Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ORCHARD BROKERAGE, LLC · Gena Thompson. MLS #O6416330.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Mount Dora homes, in your inbox

Like 880 EMERALD DR but not quite? A daily digest of every new listing in Mount Dora — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Steeve to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 20, 2026 at 4:40 AM UTC. The listing information on this page last changed on July 20, 2026 at 4:40 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 20, 2026 at 4:40 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 20, 2026 at 4:40 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.