4020 W CLEVELAND, TAMPA, FL, 33611
Active211 days on marketListed Jan 9, 2026MLS #TB8462881
About this home
4020 W CLEVELAND
Under Construction. Under Construction--- Homes By Westbay Seabreeze A floorplan- Estimated Completion August 2026 Discover exceptional South Tampa living in this stunning Homes by WestBay Seabreeze A floorplan, ideally located in South Tampa. Offering 5 spacious bedrooms, 4 full bathrooms, and a versatile bonus room, this thoughtfully designed home provides the perfect balance of comfort, style, and functionality. Light, bright, and beautifully finished throughout, the neutral interior palette creates a warm and inviting atmosphere ready to complement any décor style. The open-concept layout is ideal for both everyday living and entertaining, with generous living spaces and modern finishes throughout. Situated in the heart of South Tampa, this home is just minutes from premier dining, shopping, top-rated schools, downtown Tampa, and Tampa International Airport. Enjoy the convenience of living close to everything South Tampa has to offer while coming home to refined luxury and timeless design every day.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,144
Sqft
0.15 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$509
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,221 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,221/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.7%
$/sqft vs ROSEDALE
$509 vs $288
Days on market
211 vs 42 typical
Where $509/sqft sits among the 6 homes for sale in ROSEDALE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Swann Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Swann Estates — neighborhood snapshot
Population
1,862
Median age
38
Median income
$133,336
Median home value
$787,876
Avg household
2
Households w/ children
286
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
4 of 6
ROSEDALE have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 290% above the TAMPA 33611 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4020 W CLEVELAND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$705,000
3716 7TH AVENUE W · same community
5 bd · 4 ba · 2,265 sqft · $311/sqft · 12 DOM
Sold · Feb ’26$400,000
719 35TH STREET W · same community
4 bd · 2 ba · 1,891 sqft · $212/sqft · 53 DOM
Sold · May ’26$485,000
8778 49TH TERRACE E · same community
2 bd · 2 ba · 1,837 sqft · $264/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4020 W CLEVELAND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4020 W CLEVELAND — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4020 W CLEVELAND FAQs
What would the monthly payment be for 4020 W CLEVELAND?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,221/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4020 W CLEVELAND?+
The most recent tax bill on record (2026) was $10,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $1,599,000, this home is listed about 255% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4020 W CLEVELAND?+
Grady Elementary School (elementary), Coleman Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,599,000 runs 290% above the TAMPA 33611 median — but at 3,144 sqft it's also nearly twice the size of the typical Tampa listing.
02Time on market is leverage
211 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Grady Elementary School, Coleman Middle School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Grady Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HOMES BY WESTBAY REALTY · Julie Parker Bullock. MLS #TB8462881.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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