Steeve Cadeau
$639,000$649,0003 bd3 ba2,217 sqft$288 /sqft$4,670 /mo all-in ↓

10202 MARBELLA DRIVE, BRADENTON, FL, 34211

Active195 days on marketListed Jan 9, 2026MLS #A4677179

Reduced $10KSingle Family ResidenceROSEDALE

About this home

10202 MARBELLA DRIVE

Virtually Staged. Enhanced with thoughtfully selected upgrades, this move-in-ready residence offers modern design, comfort, and peace of mind in the gated community of Rosedale Golf & Country Club. The open-concept floor plan features a flexible den with French doors, perfect for a home office, library, or quiet retreat. Sliding glass doors lead to a screened lanai overlooking a serene preserve setting with sunset views, offering exceptional privacy. The oversized homesite provides ample room for a future pool, while the home remains truly maintenance-free with all exterior landscaping included. Notable upgrades include a Kohler whole-house generator, a high-efficiency 17-SEER HVAC system with UV and electrostatic filtration, and a whole-house water treatment system. Additional enhancements include LED recessed lighting, marble kitchen backsplash, stainless steel vent hood, ceiling fans, electric sliding-door shades, tinted windows, an extended paver driveway, gutters, and a screened front entry. Ideally located with easy access to everything in the Lakewood Ranch area, this home offers an excellent central location with no CDD fees. An afforable social membership is required with purchase, providing access to Rosedale’s dining venues, tennis courts, fitness center, and resort-style pool. Golf membership is optional. Enjoy maintenance-free living, a peaceful preserve backdrop, and the lifestyle of an established country club community—all just minutes from shopping, dining, medical facilities, and beaches. Be sure to click the virtual tour link for a full 3D walk-through of the home and experience the layout from anywhere.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,217

Sqft

0.18 ac

Lot size

2

Garage

2019

Year built

One

Levels

$288

Per sqft

Park/Greenbelt viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Water Filtration System
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$133/mo
Taxes (2024)$8,274/yr
PetsBreed Restrictions, Number Limit, Yes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,670 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,448
PMI (est., until 20% equity)$240
Property tax — 2024 actual bill$689
HOA fee — from the listing$133
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,900
Interest rate6.00%
Loan term

Estimated payment

$4,670/mo

Principal & interest$3,448
PMI (est., until 20% equity)$240
Property taxes (actual bill)$689
HOA / condo fee$133
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $639K
$613KedgeAI estimate $780,247 · range $690K$827K$860K

vs edgeAI estimate

−18.1%

Days on market

195 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Rosedale

Map of 10202 MARBELLA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa53 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Rosedale — neighborhood snapshot

Population

1,656

Median age

65

Median income

$143,300

Median home value

$556,100

Avg household

3

Households w/ children

93%

For the school run

Manatee County School District

HighLakewood Ranch High School★★★★
MiddleDr Mona Jain Middle School★★★★
ElementaryBraden River Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% above the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $639,000 $10K
Jan 9, 2026Listed at $649,000 · 195 days on market since
2019Built · ROSEDALE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10202 MARBELLA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10202 MARBELLA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

10202 MARBELLA DRIVE FAQs

What would the monthly payment be for 10202 MARBELLA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,670/mo — principal and interest, the actual property-tax bill, the $133/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10202 MARBELLA DRIVE?+

The association fee works out to $133 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10202 MARBELLA DRIVE?+

The most recent tax bill on record (2024) was $8,274. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10202 MARBELLA DRIVE?+

The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $639,000, this home is listed about 61% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 10202 MARBELLA DRIVE?+

Lakewood Ranch High School (high), Dr Mona Jain Middle School (middle), Braden River Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$639,000 runs 57% above the BRADENTON 34211 median — but at 2,217 sqft it's also 40% larger than the typical Bradenton listing.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

195 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lakewood Ranch High School, Dr Mona Jain Middle School, Braden River Elementary School — Lakewood Ranch High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $649,000, now $639,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Joe Murphy. MLS #A4677179.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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