Steeve Cadeau
$349,990$359,9903 bd2 ba1,547 sqft$226 /sqft$2,933 /mo all-in ↓

3166 SWEET ACRES PLACE, ST CLOUD, FL, 34772

Active163 days on marketListed Feb 14, 2026MLS #S5143876

Priced 5% below the ST CLOUD 34772 medianReduced $10KSingle Family ResidenceGRAMERCY FARMS PH 9B

About this home

3166 SWEET ACRES PLACE

**Why wait to build when you can move right into this LIKE-NEW 2022 Home!!** Experience MODERN comfort and smart living in this beautifully designed house located in one of St. Cloud’s most sought-after communities. Offering 3 bedrooms, 2 bathrooms, and a spacious 2-car garage. The open-concept floor plan creates a bright, welcoming atmosphere ideal for both entertaining and daily living. Tile flooring flows throughout the main areas. The stylish kitchen features stainless steel appliances, including a sleek InstaView glass refrigerator that adds both convenience and sophistication. Enjoy true Florida indoor-outdoor living with sliding glass doors enhanced by a smart blackout shade, leading to a covered lanai perfect for relaxing evenings or weekend gatherings!! The backyard offers a nice view with room to personalize your outdoor space. SMART-HOME upgrades include Wi-Fi–controlled water heater, thermostat, and garage door opener, giving you convenience, efficiency, and control from anywhere. Ideally located near shopping, dining, recreation, and major commuter routes, this move-in-ready home offers the perfect balance of comfort, technology, and location. **A standout opportunity you won’t want to miss!**

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,547

Sqft

0.15 ac

Lot size

2

Garage

2022

Year built

One

Levels

$226

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesWest
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$7/mo
Taxes (2025)$6,611/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,933 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$551
HOA fee — from the listing$7
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,933/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$551
HOA / condo fee$7
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$336KedgeAI estimate $401,676 · range $350K$422K$439K

vs edgeAI estimate

−12.9%

$/sqft vs St Cloud actives

$226 vs $221

Days on market

163 vs 33 typical

Where $226/sqft sits among the 400 St Cloud actives

95
130 · this home
87
40
12
36
$156–192$192–228$228–264$264–300$300–336$336+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 3166 SWEET ACRES PLACE

Drive times from this address

Universal Orlando44 min
Orlando Int’l Airport (MCO)44 min
Walt Disney World45 min
Downtown Orlando45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

196 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,990 $10K
Feb 14, 2026Listed at $359,990 · 163 days on market since
2022Built · GRAMERCY FARMS PH 9B

Reality check

What actually sold near 3166 SWEET ACRES PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3211 SWEET ACRES PLACESold · Apr ’26

$435,000

3211 SWEET ACRES PLACE · same community

4 bd · 2 ba · 1,696 sqft · $256/sqft · 51 DOM

4601 GLENCREST LOOPSold · Aug ’25

$328,900

4601 GLENCREST LOOP

3 bd · 2 ba · 1,552 sqft · $212/sqft · 54 DOM

4850 LAKE SHORE DRIVESold · May ’26

$279,900

4850 LAKE SHORE DRIVE

3 bd · 2 ba · 1,508 sqft · $186/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3166 SWEET ACRES PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3166 SWEET ACRES PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

3166 SWEET ACRES PLACE FAQs

What would the monthly payment be for 3166 SWEET ACRES PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,933/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3166 SWEET ACRES PLACE?+

The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3166 SWEET ACRES PLACE?+

The most recent tax bill on record (2025) was $6,611. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3166 SWEET ACRES PLACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $349,990, this home is listed about 18% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3166 SWEET ACRES PLACE?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST CLOUD 34772 market on paper

$349,990 is 5% below the ST CLOUD 34772 median of $370,000, and at $226/sqft it sits under the St Cloud average of $236.

02Time on market is leverage

163 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $359,990, now $349,990 — a $10K cut. The full history is in the market section below.

Listing courtesy of MY REALTY GROUP, LLC. · Nidia Reyes. MLS #S5143876.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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