
3166 SWEET ACRES PLACE, ST CLOUD, FL, 34772
Active163 days on marketListed Feb 14, 2026MLS #S5143876
About this home
3166 SWEET ACRES PLACE
**Why wait to build when you can move right into this LIKE-NEW 2022 Home!!** Experience MODERN comfort and smart living in this beautifully designed house located in one of St. Cloud’s most sought-after communities. Offering 3 bedrooms, 2 bathrooms, and a spacious 2-car garage. The open-concept floor plan creates a bright, welcoming atmosphere ideal for both entertaining and daily living. Tile flooring flows throughout the main areas. The stylish kitchen features stainless steel appliances, including a sleek InstaView glass refrigerator that adds both convenience and sophistication. Enjoy true Florida indoor-outdoor living with sliding glass doors enhanced by a smart blackout shade, leading to a covered lanai perfect for relaxing evenings or weekend gatherings!! The backyard offers a nice view with room to personalize your outdoor space. SMART-HOME upgrades include Wi-Fi–controlled water heater, thermostat, and garage door opener, giving you convenience, efficiency, and control from anywhere. Ideally located near shopping, dining, recreation, and major commuter routes, this move-in-ready home offers the perfect balance of comfort, technology, and location. **A standout opportunity you won’t want to miss!**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,547
Sqft
0.15 ac
Lot size
2
Garage
2022
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,933 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,933/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.9%
$/sqft vs St Cloud actives
$226 vs $221
Days on market
163 vs 33 typical
Where $226/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
196 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3166 SWEET ACRES PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$435,000
3211 SWEET ACRES PLACE · same community
4 bd · 2 ba · 1,696 sqft · $256/sqft · 51 DOM
Sold · Aug ’25$328,900
4601 GLENCREST LOOP
3 bd · 2 ba · 1,552 sqft · $212/sqft · 54 DOM
Sold · May ’26$279,900
4850 LAKE SHORE DRIVE
3 bd · 2 ba · 1,508 sqft · $186/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3166 SWEET ACRES PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3166 SWEET ACRES PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3166 SWEET ACRES PLACE FAQs
What would the monthly payment be for 3166 SWEET ACRES PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,933/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3166 SWEET ACRES PLACE?+
The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3166 SWEET ACRES PLACE?+
The most recent tax bill on record (2025) was $6,611. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3166 SWEET ACRES PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $349,990, this home is listed about 18% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3166 SWEET ACRES PLACE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34772 market on paper
$349,990 is 5% below the ST CLOUD 34772 median of $370,000, and at $226/sqft it sits under the St Cloud average of $236.
02Time on market is leverage
163 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $359,990, now $349,990 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MY REALTY GROUP, LLC. · Nidia Reyes. MLS #S5143876.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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