3201 SWEET ACRES PLACE, ST CLOUD, FL, 34772
Active110 days on marketListed Apr 6, 2026MLS #O6388108
About this home
3201 SWEET ACRES PLACE
Fall in love with this beautiful, well-maintained home in the desirable community of Gramercy Farms! Step through the entrance into the foyer and take in the lovely split floor plan with many windows that bathe the space in light! The spacious kitchen features granite countertops, breakfast bar, and stainless appliances! The kitchen is open to the family room with a slider that leads to the large, partially fenced in backyard. The primary suite includes an en-suite bath which features dual sinks, soaker tub / shower combo, and huge walk in closet. The split floor plan includes three additional bedrooms and a guest bath at the front of the home. A short drive can take you to Lake Nona, or the Florida Turnpike, which will whisk you to all parts of Central Florida including theme parks, local shops and restaurants. Make your appointment to see this home today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,696
Sqft
0.15 ac
Lot size
2
Garage
2022
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,947 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,947/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.5%
$/sqft vs St Cloud actives
$206 vs $219
Days on market
110 vs 33 typical
Where $206/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
198 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3201 SWEET ACRES PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$435,000
3211 SWEET ACRES PLACE · same community
4 bd · 2 ba · 1,696 sqft · $256/sqft · 51 DOM
Sold · Apr ’26$410,000
4855 MEADOW DRIVE
3 bd · 2 ba · 1,667 sqft · $246/sqft · 8 DOM
Sold · May ’26$359,000
3124 LAKES CREST AVENUE
4 bd · 2 ba · 1,656 sqft · $217/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3201 SWEET ACRES PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3201 SWEET ACRES PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3201 SWEET ACRES PLACE FAQs
What would the monthly payment be for 3201 SWEET ACRES PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,947/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3201 SWEET ACRES PLACE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3201 SWEET ACRES PLACE?+
The most recent tax bill on record (2025) was $6,838. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3201 SWEET ACRES PLACE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $349,000, this home is listed about 18% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3201 SWEET ACRES PLACE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34772 market on paper
$349,000 is 6% below the ST CLOUD 34772 median of $370,000, and at $206/sqft it sits under the St Cloud average of $236.
02Time on market is leverage
110 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $370,000, now $349,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Amy Moline. MLS #O6388108.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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