Steeve Cadeau
Pending
$599,900$649,9004 bd3 ba2,893 sqft$207 /sqft$4,614 /mo all-in ↓

8386 SW 90TH COURT, OCALA, FL, 34481

Pending75 days on marketListed May 21, 2026MLS #OM725098

Reduced $50KSingle Family ResidenceCANDLER HILLS

About this home

8386 SW 90TH COURT

Outstanding Aberdeen model located in the sought-after Balmoral section of Candler Hills in On Top of the World. This beautifully upgraded home offers 4 bedrooms, 3 bathrooms, and a spacious 3-car garage, designed with comfort, entertaining, and luxury in mind. The flex room has been converted into a true 4th bedroom with a closet and elegant frosted French door, perfect for guests or a home office. Inside, you'll find LVP flooring throughout the entire home, custom window treatments, tray ceilings, and an open-concept layout filled with natural light. The gourmet kitchen features granite countertops, glass tile backsplash, stainless steel appliances, convection oven, stainless steel hood, a large center island, and an enlarged pantry (larger than other Aberdeen's) with custom shelving. The primary suite offers tray ceilings, two walk-in closets, and a spa-like bath with upgraded quartz counters and a walk-in shower. A second private suite includes its own walk-in closet and beautifully appointed bath with quartz countertops and walk-in shower-ideal for extended guests or multigenerational living. Spacious laundry room with added cabinetry, extra counter space, and a convenient hanging area for air-drying clothes. Step outside and enjoy Florida living at its finest with an impressive 20x60 extended birdcage enclosure complete with a hot tub, creating the ultimate outdoor retreat overlooking peaceful greenspace. The home also features luxurious custom landscaping with raised xeriscape beds and St. Augustine green lush grass, a water softener system, epoxy garage flooring, a motorized garage screen, new garage door openers with cameras, ceiling-mounted storage shelves, smart home features, a paver driveway, gutters, and countless thoughtful upgrades throughout. Situated on nearly half an acre, this nearly new home offers exceptional space, privacy, and upscale finishes inside and out.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,893

Sqft

0.43 ac

Lot size

3

Garage

2020

Year built

One

Levels

$207

Per sqft

55+ community

Inside

FlooringLuxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Gas Water Heater · Microwave · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ExteriorIrrigation System

Community & fees

HOA fee$366/mo
Taxes (2025)$7,513/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Dog Park · Fitness Center · Gated Community - No Guard · Golf · Pool · Racquetball · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,614 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$626
HOA fee — from the listing$366
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,990
Interest rate6.00%
Loan term

Estimated payment

$4,614/mo

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property taxes (actual bill)$626
HOA / condo fee$366
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$416KedgeAI estimate $448,353 · range $433K$481K$624K

vs edgeAI estimate

+33.8%

$/sqft vs CANDLER HILLS

$207 vs $219

Days on market

75 vs 49 typical

Where $207/sqft sits among the 31 homes for sale in CANDLER HILLS

6
5
4 · this home
2
6
8
$170–186$186–201$201–217$217–232$232–248$248+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Map of 8386 SW 90TH COURT inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

On Top Of The World — neighborhood snapshot

Population

9,305

Median age

73

Median income

$51,446

Median home value

$222,633

Avg household

2

Households w/ children

77%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

7 of 31

CANDLER HILLS have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 161% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,900 $50K
May 21, 2026Listed at $649,900 · 75 days on market since
2020Built · CANDLER HILLS

Reality check

What actually sold near 8386 SW 90TH COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8522 SW 99TH CIRCLESold · Mar ’26

$496,000

8522 SW 99TH CIRCLE · same community

3 bd · 3 ba · 2,907 sqft · $171/sqft · 96 DOM

10127 SW 82ND PLACE ROADSold · Jun ’26

$485,000

10127 SW 82ND PLACE ROAD · same community

3 bd · 3 ba · 2,870 sqft · $169/sqft · 7 DOM

10008 SW 85TH PLACE ROADSold · Sep ’25

$480,000

10008 SW 85TH PLACE ROAD · same community

3 bd · 3 ba · 2,870 sqft · $167/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8386 SW 90TH COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8386 SW 90TH COURT — before you fall in love.

See it in person

Schedule a tour

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Straight answers

8386 SW 90TH COURT FAQs

What would the monthly payment be for 8386 SW 90TH COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,614/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8386 SW 90TH COURT?+

The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8386 SW 90TH COURT?+

The most recent tax bill on record (2025) was $7,513. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8386 SW 90TH COURT?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $599,900, this home is listed about 101% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8386 SW 90TH COURT?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ON TOP OF THE WORLD REAL EST · Kathy Joshi. MLS #OM725098.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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