Steeve Cadeau
$585,0003 bd3 ba2,893 sqft$202 /sqft$4,347 /mo all-in ↓

8290 SW 92ND CIRCLE, OCALA, FL, 34481

Active64 days on marketListed May 21, 2026MLS #OM724879

Single Family ResidenceCANDLER HILLS

About this home

8290 SW 92ND CIRCLE

2021 Aberdeen Model in West Kestrel of Candler Hills in 55+ community On Top of the World! This upgraded 3-bedroom, 3-bath, 3-car garage home features a great room, dining room, flex room, laundry suite, enclosed lanai, and expanded outdoor patio. A standout feature is a true split-bedroom layout with two primary suite options, ideal for long-term guests, multi-generational living, or anyone needing a private suite-style layout. Outside, professional landscaping, paver driveway, welcoming front porch, curbside mailbox, Zoysia grass, full-yard irrigation, concrete curbing, splash guards, gutters, and leaders show pride of ownership. Hunter Hydrawise irrigation adds convenience. Inside, neutral finishes create a warm, elegant, move-in-ready feel with ceramic plank flooring throughout, rounded drywall corners, neutral gray paint, upgraded hardware, dovetailed drawers, ceiling fans with lighting, and tray ceilings in the foyer, great room, and primary suite. The great room includes recessed lighting, a floor outlet, and dedicated 20-amp outlet for an electric fireplace. Seller is leaving the great room TV and owner’s suite TV. Smart-home features include Alexa voice-command lighting in the great room, kitchen, island, cabinet lighting, dining room, and lanai, plus Ecobee thermostat, Ring doorbell, and two Alexa Echo Show units. The kitchen features four-level staggered cabinetry, pull-out drawers, added three-drawer banks, neutral backsplash with mastic grout and tile-edge trim, and a stunning 12’ x 4.5’ Cambria Quartz Summerhill island with bullnose edge, built-in dish detergent dispenser, end cabinets, two solar tubes, and two disappearing pop-up outlets. Kitchen appliances include a GE 36-inch five-burner gas range, GE built in double convection ovens/microwave, GE dishwasher, and top-of-the-line LG refrigerator. The spacious flex room offers recessed lighting and low-voltage media wiring, ideal for an office, den, hobby room, or guest space. A third solar tube with night light brightens the hall to the extra-deep third-car garage, ideal for a truck, SUV, or storage. The enclosed lanai features a level floor from the great room, painted walls, 24-inch knee wall, GFCI outlet, ceiling fan with lighting, and custom solar shades. Outside, enjoy the landscaped backyard and 38’ x 10’ patio with soffit lights, perfect for entertaining. A gas line is installed for your barbecue, and the grill remains. All three bathrooms are upgraded with 10” x 14” tiled shower walls and Delta fixtures. The main primary suite includes a medicine cabinet, three-drawer banks, and herringbone shower floor. The laundry suite includes upgraded cabinetry, sink base, granite countertop, drop-in laundry tub, 220-volt dryer outlet, and LG washer and dryer. The 3-car garage includes epoxy flooring ceiling fan with lighting and utility sink in the two-car garage. Additional upgrades include remote Levolor blinds, custom lanai solar shades, water softener, and many seller-added improvements. With over $100,000 in options and upgrades, this home offers tremendous value compared to new construction. Thinking of building? Look here first. Home warranty included. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,893

Sqft

0.31 ac

Lot size

3

Garage

2021

Year built

One

Levels

$202

Per sqft

Garden view55+ community

Inside

FlooringTile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Refrigerator · Washer · Water Softener
InteriorAccessibility Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Smart Home · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Gas Dryer Hookup · Inside · Laundry Room
CoolingCentral Air · Humidity Control
HeatingCentral · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden
FacesSoutheast
ParkingDriveway · Garage Door Opener · Golf Cart Garage · Golf Cart Parking · Oversized · Split Garage
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$366/mo
Taxes (2025)$5,334/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Park · Playground · Pool · Racquetball · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,347 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property tax — 2025 actual bill$445
HOA fee — from the listing$366
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,500
Interest rate6.00%
Loan term

Estimated payment

$4,347/mo

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property taxes (actual bill)$445
HOA / condo fee$366
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $585K
$471KedgeAI estimate $556,874 · range $490K$660K$686K

vs edgeAI estimate

+5.1%

$/sqft vs CANDLER HILLS

$202 vs $230

Days on market

64 vs 43 typical

Where $202/sqft sits among the 30 homes for sale in CANDLER HILLS

6
5
3 · this home
2
6
8
$170–186$186–201$201–217$217–232$232–248$248+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Map of 8290 SW 92ND CIRCLE inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

On Top Of The World — neighborhood snapshot

Population

9,305

Median age

73

Median income

$51,446

Median home value

$222,633

Avg household

2

Households w/ children

77%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

8 of 30

CANDLER HILLS have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 149% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

May 21, 2026Listed at $585,000 · 64 days on market since
2021Built · CANDLER HILLS

Reality check

What actually sold near 8290 SW 92ND CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8522 SW 99TH CIRCLESold · Mar ’26

$496,000

8522 SW 99TH CIRCLE · same community

3 bd · 3 ba · 2,907 sqft · $171/sqft · 96 DOM

10127 SW 82ND PLACE ROADSold · Jun ’26

$485,000

10127 SW 82ND PLACE ROAD · same community

3 bd · 3 ba · 2,870 sqft · $169/sqft · 7 DOM

10008 SW 85TH PLACE ROADSold · Sep ’25

$480,000

10008 SW 85TH PLACE ROAD · same community

3 bd · 3 ba · 2,870 sqft · $167/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8290 SW 92ND CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8290 SW 92ND CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

8290 SW 92ND CIRCLE FAQs

What would the monthly payment be for 8290 SW 92ND CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,347/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8290 SW 92ND CIRCLE?+

The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8290 SW 92ND CIRCLE?+

The most recent tax bill on record (2025) was $5,334. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8290 SW 92ND CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $585,000, this home is listed about 96% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8290 SW 92ND CIRCLE?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX PREMIER REALTY HWY 200 · Jackie Dagit. MLS #OM724879.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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