Steeve Cadeau
Short-Term Rental Eligible
$409,000$459,0004 bd2.5 ba1,825 sqft$224 /sqft$3,139 /mo all-in ↓

145 CORK WAY, DAVENPORT, FL, 33897

Active658 days on marketListed Oct 4, 2024MLS #O6246732

Reduced $50KPrivate poolSingle Family ResidenceHIGHLANDS RESERVE PH 01

About this home

145 CORK WAY

Short Sale. SHORT SALE - Stunning 4-Bedroom Home in Highland Reserve Golf Community FULLY FURNISHED Welcome to your dream home in the amazing Highland Reserve Golf Community! This immaculate single-family residence offers the perfect blend of luxury, comfort, and convenience. With 4 spacious bedrooms, 2.5 modern bathrooms, and a newly upgraded AC unit as of October 2024, this fully furnished gem is move-in ready and waiting for you. Key Features: 4 Bedrooms: Generously sized rooms with ample closet space, perfect for families or guests. 2.5 Bathrooms: Elegant bathrooms featuring contemporary fixtures and finishes. Gourmet Kitchen: Fully equipped with stainless still appliances, granite countertops, and plenty of storage. Open Living Area: Spacious and inviting, ideal for entertaining or relaxing with family. Private Pool: Step outside to your own backyard oasis, complete with a sparkling pool, perfect for those sunny Florida days. Fully Furnished: Stylish and comfortable furnishings included, making your move effortless. Roof from 2020. New AC Unit: Enjoy peace of mind with a brand-new air conditioning system installed in October 2024. Solar Panels System Installed in November 2023. New owner must take over the contract. Community Highlights: Highland Reserve Golf Community: Live amidst lush, manicured greens and take advantage of exclusive amenities. Clubhouse: A central hub for community events and activities. Playground: Perfect for families. Golf Course: Enjoy world-class golfing just steps from your door. Community Pool: In addition to your private pool, enjoy access to a larger community pool. Prime Location: Conveniently situated near top-rated schools, shopping centers, dining options, and major highways. Investor's Dream: This property also presents an incredible opportunity for investors. When not in use, the home can be rented out short-term, making it an ideal investment for generating additional income. The desirable location and luxurious amenities ensure high demand for vacation rentals. This home is a true sanctuary, offering an unparalleled lifestyle in one of Florida's most sought-after communities. Don’t miss your chance to own this exquisite property. Schedule your private tour today and experience the magic of Highland Reserve living! The sale is contingent on lender approval. Third-party review required.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,825

Sqft

0.14 ac

Lot size

2

Garage

2000

Year built

Two

Levels

$224

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorEating Space In Kitchen · High Ceilings · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$50/mo
Taxes (2023)$4,080/yr
PetsYes
CommunityClubhouse · Golf · Playground · Pool

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,139 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,408
FHA mortgage insurance (est.)$181
Property tax — 2023 actual bill$340
HOA fee — from the listing$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,315Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,315
Interest rate6.00%
Loan term

Estimated payment

$3,139/mo

Principal & interest$2,408
FHA mortgage insurance (est.)$181
Property taxes (actual bill)$340
HOA / condo fee$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $409K
$328KedgeAI estimate $394,959 · range $341K$424K$440K

vs edgeAI estimate

+3.6%

$/sqft vs Davenport actives

$224 vs $189

Days on market

658 vs 42 typical

Where $224/sqft sits among the 400 Davenport actives

59
100
86
65
48 · this home
42
$147–164$164–182$182–199$199–217$217–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Highlands Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityHighlands Reserve
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price6.7%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

46%

Occupancy

▼ 35% yr/yr

$302

Avg nightly rate

▲ 16% yr/yr

$31K/yr

Revenue per listing

$138

RevPAR

70 days

Booking lead time

5.9 nights

Avg stay

3

Typical min nights

3,730

Active rentals

▲ 7% supply

Seasonality — monthly occupancy

Peaks at 55% in Mar · bottoms at 36% in Jun

40%
53%
55%
53%
42%
36%
55%
46%
38%
41%
41%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Highlands Reserve

Map of 145 CORK WAY inside its neighborhood boundary

Drive times from this address

Walt Disney World19 min
Universal Orlando33 min
Downtown Orlando39 min
Orlando Int’l Airport (MCO)44 min
Downtown Tampa64 min
Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Highlands Reserve is a short-term-rental community. See the full guide →

DAVENPORT 33897 — neighborhood snapshot

Population

29,206

Median age

38.9

Median income

$73,457

Median home value

$279,100

Avg household

2.85

Households w/ children

3,278

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

165 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% above the DAVENPORT 33897 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $409,000 $50K
Oct 4, 2024Listed at $459,000 · 658 days on market since
2000Built · HIGHLANDS RESERVE PH 01

Reality check

What actually sold near 145 CORK WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

971 OXFORD DRIVESold · Mar ’26

$393,000

971 OXFORD DRIVE · same community

4 bd · 2 ba · 1,700 sqft · $231/sqft · 91 DOM

722 BRIGHTON DRIVESold · Apr ’26

$425,000

722 BRIGHTON DRIVE · same community

3 bd · 2 ba · 2,057 sqft · $207/sqft · 51 DOM

111 NOTTINGHAM WAYSold · Feb ’26

$485,000

111 NOTTINGHAM WAY · same community

4 bd · 3 ba · 2,208 sqft · $220/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 145 CORK WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 145 CORK WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

145 CORK WAY FAQs

What would the monthly payment be for 145 CORK WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,139/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 145 CORK WAY?+

The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 145 CORK WAY?+

The most recent tax bill on record (2023) was $4,080. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 145 CORK WAY be rented short-term?+

Yes — this home sits inside Highlands Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 145 CORK WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $409,000, this home is listed about 5% above the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 145 CORK WAY?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$409,000 runs 16% above the DAVENPORT 33897 median.

02Zoned for nightly rentals

Highlands Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Time on market is leverage

658 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $459,000, now $409,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER RESIDENTIAL RE · Emily Bastos Porto. MLS #O6246732.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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