Steeve Cadeau
$569,000$625,000$4,114 /mo all-in ↓

2146 Villa WAY, NEW SMYRNA BEACH, FL, 32169

Active1025 days on marketMLS #NS1074744

Reduced $56KInlet Villas

About this home

2146 Villa WAY

DUNE LOT*ADJACENT LAND PRESERVE*AMENITIES* Buildable beachside lot with potential blue water ocean views, located in private, and quite Inlet Villas neighborhood in the North Beach area of New Smyrna Beach, FL. Location is very convenient to all local amenities, but away from daily visitor congestion. Features a sunny south exposure to the front, with an undeveloped land preserve adjacent to the rear. Nearby Smyrna Dunes Park features a new fishing pier, dog friendly swimming beach, and great elevated walking trails through the dunes to beautiful Ponce Inlet. Zoning is R-2 single family with access to sewer, water, and natural gas. This lot is located west of the Coastal Construction Control Line (CCCL), eliminating the requirement for costly home foundation pilings. HOA privileges for ownership include access to amenities of adjacent Minorca including private beach access, salt water pool, tennis courts, fitness room, riverfront kayak launch, and Inlet Villas Marina. All within walking distance of the property. Great opportunity to build your paradise today in this unique New Smyrna beachside location. NOTE: Please ask permission from seller before entering property.

Facts & features

The home at a glance

0.2 ac

Lot size

Inside

Outside & construction

Community & fees

HOA fee$149/mo

Utilities & systems

UtilitiesCable Available · Natural Gas Available · Telephone Nearby
WaterSee Remarks

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$4,114 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,070
PMI (est., until 20% equity)$213
Est. property taxes (1.1%/yr)$522
HOA fee — from the listing$149
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,900
Interest rate6.00%
Loan term

Estimated payment

$4,114/mo

Principal & interest$3,070
PMI (est., until 20% equity)$213
Est. property taxes$522
HOA / condo fee$149
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside North Beach

Map of 2146 Villa WAY inside its neighborhood boundary

Drive times from this address

Downtown Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

North Beach — neighborhood snapshot

Population

1,269

Median age

62

Median income

$111,395

Median home value

$668,800

Avg household

2

Households w/ children

42%

For the school run

Volusia County School District

MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★
ElementaryCoronado Beach Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$445K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $569,000 $56K

Reality check

What actually sold near 2146 Villa WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

216 OCEAN DRIVESold · Dec ’25

$900,000

216 OCEAN DRIVE · same community

3 bd · 2.5 ba · 2,402 sqft · $375/sqft · 282 DOM

0 N PENINSULA AVENUE UNIT C33Sold · Jul ’26

$180,000

0 N PENINSULA AVENUE UNIT C33

133 DOM

1505 N PENINSULA AVENUESold · Nov ’25

$580,000

1505 N PENINSULA AVENUE

2 bd · 1 ba · 864 sqft · $671/sqft · 313 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2146 Villa WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2146 Villa WAY — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Steeve’s phone and CRM.

Straight answers

2146 Villa WAY FAQs

What would the monthly payment be for 2146 Villa WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,114/mo — principal and interest, estimated property taxes, the $149/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2146 Villa WAY?+

The association fee works out to $149 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

How does the price compare to other homes in New Smyrna Beach?+

At $569,000, this home is listed about 10% above the New Smyrna Beach median of $514,950. The market section on this page shows how the area is trending.

Which schools are assigned to 2146 Villa WAY?+

New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$569,000 runs 10% above the NEW SMYRNA BEACH 32169 median.

02Time on market is leverage

1025 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $625,000, now $569,000 — a $56K cut. The full history is in the market section below.

Listing courtesy of SAND DOLLAR REALTY GROUP INC · Robert Arnold, Jr. MLS #NS1074744.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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