255 RIBERIA STREET, ST AUGUSTINE, FL, 32084
Active18 days on marketListed Jul 1, 2026MLS #FC319478
About this home
255 RIBERIA STREET
Beautifully renovated and thoughtfully updated, this charming historic cottage in the heart of Lincolnville seamlessly blends timeless character with modern comfort. Ideally located just moments from the vibrant downtown historic district of St. Augustine, you'll enjoy easy access to renowned restaurants, art galleries, boutique shopping, waterfront attractions, and convenient Trolley stops. The home is also approximately one-half mile from the Willie Galimore Recreation Center and community pool. Inviting outdoor spaces include a spacious covered front porch, perfect for relaxing and enjoying the neighborhood's historic charm, along with off-street paved parking for added convenience. Whether you're searching for a full-time residence, a weekend retreat, or an income-producing property, this home offers exceptional flexibility. With its desirable location and timeless appeal, it is perfectly suited as a primary residence, vacation getaway, or short-term rental investment.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,008
Sqft
0.12 ac
Lot size
1920
Year built
One
Levels
$485
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,642 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,642/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$485 vs $241
Days on market
18 vs 39 typical
Where $485/sqft sits among the 183 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lincolnville
Get to know St Augustine. See the full St Augustine guide →
Lincolnville — neighborhood snapshot
Population
1,664
Median age
36
Median income
$72,750
Median home value
$431,800
Avg household
2
Households w/ children
76%
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
75 of 183
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 255 RIBERIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$430,000
172 MARTIN LUTHER KING AVENUE · same community
2 bd · 1 ba · 729 sqft · $590/sqft · 209 DOM
Sold · Feb ’26$412,300
72 LINCOLN STREET
2 bd · 1.5 ba · 1,029 sqft · $401/sqft · 155 DOM
Sold · May ’26$998,000
93 DOLPHIN DRIVE
2 bd · 1 ba · 1,044 sqft · $956/sqft · 535 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 255 RIBERIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 255 RIBERIA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
255 RIBERIA STREET FAQs
What would the monthly payment be for 255 RIBERIA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,642/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 255 RIBERIA STREET?+
The most recent tax bill on record (2025) was $4,646. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 255 RIBERIA STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $489,000, this home is listed about 11% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 255 RIBERIA STREET?+
Ketterlinus Elementary School (elementary), Mky- Head Start /Dpp Pk School (), Sebastian Middle School (middle), St. Augustine High School (high), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$489,000 runs 42% above the ST AUGUSTINE 32084 median.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Ketterlinus Elementary School, Mky- Head Start /Dpp Pk School, Sebastian Middle School, St. Augustine High School, First Coast Technical College — Ketterlinus Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $499,000, now $489,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA BEACHES REAL ESTATE · P. Jordan Farrell. MLS #FC319478.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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