Steeve Cadeau
$495,0005 bd3 ba2,289 sqft$216 /sqft$4,052 /mo all-in ↓

782 SILVER LANDING DRIVE, ST AUGUSTINE, FL, 32092

Active26 days on marketListed Jun 27, 2026MLS #GC541482

Single Family Residence118/45-61 SILVER LANDING PHASE 2A

About this home

782 SILVER LANDING DRIVE

Welcome home to this beautifully designed 5-bedroom, 3-bath residence featuring an open and spacious floor plan perfect for everyday living and entertaining. In addition to the generous living areas, you'll find a dedicated office at the front of the home and a versatile bonus room that can be customized to fit your lifestyle. Enjoy peace and privacy with preserve views in the front, left, and rear of the property, ensuring no future homes will be built on three sides—leaving only one neighboring home to the right. Step outside to a covered lanai overlooking the fully fenced backyard, creating the ideal space for relaxing, entertaining, or letting pets play. This home is loaded with premium upgrades, including a tankless water heater, gutters, a whole-house water filtration and softener system with a reverse osmosis drinking water filter, and a spacious 2-car garage. Located in the highly desirable SilverLeaf community, residents enjoy outstanding resort-style amenities, including two swimming pools, splash pads, multiple playgrounds, pickleball courts, tennis courts, sand volleyball courts, and beautifully appointed amenity centers. This exceptional home offers the perfect combination of privacy, functionality, modern conveniences, and an active lifestyle. Don't miss your opportunity to make this beautiful home yours—schedule your private showing today!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,289

Sqft

0.1 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$216

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate
AppliancesRefrigerator
InteriorNinguno
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationSlab
FacesEast
ExteriorNone

Community & fees

HOA fee$33/mo
Taxes (2025)$8,711/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,052 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2025 actual bill$726
HOA fee — from the listing$33
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$4,052/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$726
HOA / condo fee$33
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Silverleaf

Map of 782 SILVER LANDING DRIVE inside its neighborhood boundary

Get to know St Augustine. See the full St Augustine guide →

Silverleaf — neighborhood snapshot

Population

4,245

Median age

53

Median income

$135,239

Median home value

$475,056

Avg household

2

Households w/ children

539

For the school run

St. Johns County School District

HighTocoi Creek High School★★★★
HighFirst Coast Technical College
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% above the ST AUGUSTINE 32092 median. See the full St Augustine market guide →

Paper trail

This home's history

Jun 27, 2026Listed at $495,000 · 26 days on market since
2024Built · 118/45-61 SILVER LANDING PHASE 2A

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 782 SILVER LANDING DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 782 SILVER LANDING DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

782 SILVER LANDING DRIVE FAQs

What would the monthly payment be for 782 SILVER LANDING DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,052/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 782 SILVER LANDING DRIVE?+

The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 782 SILVER LANDING DRIVE?+

The most recent tax bill on record (2025) was $8,711. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 782 SILVER LANDING DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $495,000, this home is listed about 13% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 782 SILVER LANDING DRIVE?+

Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RASCOVICH REALTY GROUP LLC · Matt Rascovich. MLS #GC541482.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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