544 ENREDE LANE, ST AUGUSTINE, FL, 32092
Active116 days on marketListed Mar 25, 2026MLS #FC317015
About this home
544 ENREDE LANE
Welcome home to this stunning 4-bedroom, 4-bathroom residence located in the desirable community of Palencia! This home features a spacious open floor plan with a grand entrance. The kitchen is equipped with a large center island, double oven, ample cabinets, a gas stove, and a walk-in pantry. Throughout the main areas and bathrooms, you'll find beautiful porcelain tile flooring. The master bedroom is generously sized, boasting a tray ceiling and abundant natural sunlight, along with his and her closets. The master bathroom features dual vanities and a walk-in shower with dual shower heads. This home includes four full-sized bathrooms for family members and guests. Additional highlights include a whole-house generator, ceiling fans, a separate dining area, a large drop station, an irrigation well, and an epoxy-coated garage floor.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,912
Sqft
0.25 ac
Lot size
3
Garage
2016
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,257 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,257/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$240 vs $244
Days on market
116 vs 39 typical
Where $240/sqft sits among the 182 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32092 — neighborhood snapshot
Population
48,288
Median age
41.4
Median income
$122,655
Median home value
$464,800
Avg household
2.87
Households w/ children
6,787
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
75 of 182
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the ST AUGUSTINE 32092 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 544 ENREDE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$570,000
124 MEDIO DRIVE · same community
3 bd · 3.5 ba · 2,742 sqft · $208/sqft · 46 DOM
Sold · May ’26$910,000
101 LAZO COURT · same community
5 bd · 4 ba · 4,000 sqft · $228/sqft · 41 DOM
Sold · Jan ’26$550,000
2538 LAS CALINAS BOULEVARD
4 bd · 3 ba · 2,524 sqft · $218/sqft · 215 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 544 ENREDE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 544 ENREDE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
544 ENREDE LANE FAQs
What would the monthly payment be for 544 ENREDE LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,257/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 544 ENREDE LANE?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 544 ENREDE LANE?+
The most recent tax bill on record (2025) was $12,613. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 544 ENREDE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $699,000, this home is listed about 59% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 544 ENREDE LANE?+
Palencia Elementary School (elementary), Allen D Nease Senior High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$699,000 runs 46% above the ST AUGUSTINE 32092 median — but at 2,912 sqft it's also nearly twice the size of the typical St Augustine listing.
02Time on market is leverage
116 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Palencia Elementary School, Allen D Nease Senior High School, First Coast Technical College, Mky- Head Start /Dpp Pk School — Palencia Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $754,000, now $699,000 — a $55K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER VANGUARD REALTY · Stacey Burkins. MLS #FC317015.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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