5021 SABLE KEY CIRCLE, PUNTA GORDA, FL, 33955
Active177 days on marketListed Jan 25, 2026MLS #C7520704
About this home
5021 SABLE KEY CIRCLE
Welcome to your dream home, where elegance meets practicality! Nestled in the serene community of Burnt Store Marina, this custom-built "independent" home offers a harmonious blend of luxury and comfort. Boasting an impressive 3244 square feet of refined living space and a three-car garage, this estate caters to a lifestyle of sophisticated ease. As you step through the front door, you are greeted by a GRAND entryway that seamlessly leads you into a world of high-end finishes with meticulous attention to detail. With three spacious bedrooms, an oversized den/office, and 2.5 lavish bathrooms, there's ample room for rest and rejuvenation. The primary bedroom served as a retreat, complete with its very own spa-like bathroom and huge walk-in closet. The heart of the home, the kitchen, is a chef's paradise outfitted with top-tier appliances and a recycled hot water system that ensures you never have to wait for steaming hot water - it's in the primary bathroom, also. The kitchen opens into the family room, adorned with an electric fireplace, where warmth and comfort gather around crackling flames. Whether it's a casual breakfast in the dining nook or a festive dinner, this space handles it with grace. Venture outside to your private outdoor sanctuary, featuring a custom and newly remodeled outdoor kitchen. Here, every weekend promises an unbeatable alfresco dining experience. The resort-style pool and spa offer a refreshing escape or the perfect spot for social gatherings. Overlooking a lush backyard with a manicured view that stretches to the golf course and a quaint creek, relaxation is just a glance away. Adding to the practicality is a plethora of amenities, including a central vacuum system, crown molding that adds just the right touch of grandeur, and four-lighted tray ceilings. The home office is a masterpiece with a built-in cabinetry/desk system and a coffered ceiling - this might be your favorite room! Amidst all this luxury, efficiency has not been overlooked. The newer air conditioning units, along with the new roof, keep the Florida heat at bay, while strategically placed solar tubes ensure your home is always bathed in natural light.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
3,244
Sqft
0.61 ac
Lot size
3
Garage
2007
Year built
One
Levels
$368
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,731 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,731/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA ISLES
$368 vs $187
Days on market
177 vs 59 typical
Where $368/sqft sits among the 16 homes for sale in PUNTA GORDA ISLES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
6 of 16
PUNTA GORDA ISLES have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2815% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 5021 SABLE KEY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,089,000
250 FREEPORT COURT · same community
4 bd · 3 ba · 2,962 sqft · $368/sqft · 227 DOM
Sold · Sep ’25$400,000
27092 FORMOSA DRIVE · same community
4 bd · 3 ba · 2,434 sqft · $164/sqft · 467 DOM
Sold · Mar ’26$899,950
3301 SUGARLOAF KEY ROAD · same community
3 bd · 3 ba · 2,347 sqft · $383/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5021 SABLE KEY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5021 SABLE KEY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5021 SABLE KEY CIRCLE FAQs
What would the monthly payment be for 5021 SABLE KEY CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,731/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5021 SABLE KEY CIRCLE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5021 SABLE KEY CIRCLE?+
The most recent tax bill on record (2024) was $6,901. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5021 SABLE KEY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,195,000, this home is listed about 247% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 5021 SABLE KEY CIRCLE?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,195,000 runs 2815% above the PUNTA GORDA 33955 median — but at 3,244 sqft it's also nearly twice the size of the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
177 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of JOHN R WOOD PROPERTIES · Lesley Rose. MLS #C7520704.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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