24181 HARBORVIEW ROAD, PUNTA GORDA, FL, 33980
Active51 days on marketListed Jun 3, 2026MLS #C7526908
About this home
24181 HARBORVIEW ROAD
Enjoy the most MAGICAL SUNRISES & SUNSETS from your backyard on the BEST LOT ON CHARLOTTE HARBOR, NOW AVAILABLE. It is truly a fishing and boater's paradise with AMAZING VIEWS AND LOCATION! Owners' plans changed so do not miss out on this nearly 1-acre site, with an extra deep lot, full privacy fencing along the Western border, established vegetation, and mature trees for privacy. Two NEW power meters and one water meter in place to speed along construction. Full floor plans and recent surveys available upon request. Dock and pilings in place with deep water (formerly had a 42' boat at end) on site. Nearby to all things Port Charlotte and Punta Gorda, Sunseeker, great hospitals, shopping, and more, including I-75, & the PGD airport. Check it out today!
Facts & features
The home at a glance
0.77 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,296 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,296/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 381% above the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 24181 HARBORVIEW ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$150,000
1335 MINEO DRIVE UNIT G · same community
2 bd · 1 ba · 839 sqft · $179/sqft · 256 DOM
Sold · Nov ’25$274,390
16138 GALIANO COURT · same community
4 bd · 2 ba · 1,666 sqft · $165/sqft · 94 DOM
Sold · Aug ’25$570,000
2195 PALM TREE · same community
2 bd · 2 ba · 1,723 sqft · $331/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 24181 HARBORVIEW ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24181 HARBORVIEW ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
24181 HARBORVIEW ROAD FAQs
What would the monthly payment be for 24181 HARBORVIEW ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,296/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 24181 HARBORVIEW ROAD?+
The most recent tax bill on record (2025) was $4,615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 24181 HARBORVIEW ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $650,000, this home is listed about 88% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 24181 HARBORVIEW ROAD?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$650,000 runs 381% above the PUNTA GORDA 33980 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $699,000, now $650,000 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Carla Nix. MLS #C7526908.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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