1323 WINDING WILLOW DRIVE, TRINITY, FL, 34655
Active7 days on marketListed Jul 13, 2026MLS #W7887574
About this home
1323 WINDING WILLOW DRIVE
Welcome to this beautifully maintained 3-bedroom, 2-bath, 2-car garage home offering over 1,700 square feet of bright, comfortable living space. The home features a NEW ROOF (2021), NEW HVAC (2022), NEW WATER HEATER (2024), NEW WASHER & DRYER (2025) and Updated Kitchen (2019). Designed with an open-concept floor plan, the home features soaring vaulted ceilings, oversized windows that fill the interior with natural light, and a neutral color palette that creates a warm and inviting atmosphere. Thoughtful upgrades include plantation shutters, easy-care tile flooring throughout, recessed lighting, and a spacious interior laundry room complete with built-in cabinetry for added storage and convenience. The expansive great room opens through large sliding glass doors to a private enclosed lanai surrounded by lush landscaping, creating the perfect space to enjoy your morning coffee, unwind in the evening, or entertain family and friends while enjoying peaceful backyard views. One of the three bedrooms is currently used as a versatile den/home office, offering flexibility to suit your lifestyle. The spacious primary suite provides plenty of room for a sitting area or reading nook and features an en-suite bath with dual vanities, a step-in shower with beautiful tile and generous storage. The guest bedroom is comfortably sized and conveniently located near the second full bath. Enjoy the best of Florida living in this vibrant, amenity-rich community featuring a clubhouse, heated pool and spa, championship golf course, restaurant, fitness center, tennis courts, library, and a full calendar of clubs, social events, and activities. Conveniently located just minutes from beautiful Gulf beaches, shopping, dining, medical facilities, and Tampa International Airport, this exceptional home offers the perfect blend of comfort, convenience, and resort-style living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,788
Sqft
0.13 ac
Lot size
2
Garage
2000
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,442 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,442/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.1%
$/sqft vs Trinity actives
$232 vs $225
Days on market
7 vs 42 typical
Where $232/sqft sits among the 47 Trinity actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Springs
Drive times from this address
Get to know Trinity. See the full Trinity guide →
Heritage Springs — neighborhood snapshot
Population
3,004
Median age
47
Median income
$107,215
Median home value
$423,631
Avg household
3
Households w/ children
405
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Trinity market
$479K → $484K
Trinity median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
23 of 47
Trinity actives have cut their price
Median sold price, Trinity, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the TRINITY 34655 median. See the full Trinity market guide →
Paper trail
This home's history
Reality check
What actually sold near 1323 WINDING WILLOW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$337,500
1053 WINDING WILLOW DRIVE · same community
2 bd · 2 ba · 2,052 sqft · $164/sqft · 51 DOM
Sold · Jan ’26$405,000
1208 FLORA VISTA STREET
2 bd · 2 ba · 1,793 sqft · $226/sqft · 59 DOM
Sold · May ’26$389,900
11539 WEAVER PARK COURT
3 bd · 2 ba · 1,796 sqft · $217/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1323 WINDING WILLOW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1323 WINDING WILLOW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1323 WINDING WILLOW DRIVE FAQs
What would the monthly payment be for 1323 WINDING WILLOW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,442/mo — principal and interest, the actual property-tax bill, the $346/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1323 WINDING WILLOW DRIVE?+
The association fee works out to $346 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1323 WINDING WILLOW DRIVE?+
The most recent tax bill on record (2025) was $3,714. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1323 WINDING WILLOW DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Trinity?+
At $415,000, this home is listed about 10% below the Trinity median of $460,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1323 WINDING WILLOW DRIVE?+
Trinity Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$415,000 runs 24% above the TRINITY 34655 median.
02Fresh on the market
Only 7 days on market in a Trinity market that averages 42 — if it fits, move quickly.
03Strong assigned schools
Trinity Elementary School, James W. Mitchell High School, Seven Springs Middle School — Trinity Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA LUXURY REALTY INC · Paula Levering. MLS #W7887574.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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