8935 RUGER DRIVE, NEW PORT RICHEY, FL, 34655
Active37 days on marketListed Jun 29, 2026MLS #W7887159
About this home
8935 RUGER DRIVE
Welcome home to this beautifully maintained 3-bedroom, 2-bathroom residence offering 1,660 square feet of thoughtfully designed living space. Perfectly blending modern updates with peaceful natural surroundings, this home is truly move-in ready and offers the ideal setting for everyday living and entertaining. Step inside to discover laminate flooring throughout, with new 24-inch ceramic tile in the kitchen, where you'll also find refinished cabinetry, elegant granite countertops, a one-year-old double-oven range and microwave, a garbage disposal, and a new ceiling fan with light fixture. Just off the kitchen is a bright glass-enclosed porch with sliding screens, complete with an extra refrigerator that conveys with the home. The spacious vaulted living room is highlighted by a charming wood-burning fireplace with a stone hearth and mantel, creating the perfect gathering space. French doors open to a versatile office or formal dining room, allowing you to customize the space to fit your lifestyle. The generous primary suite features a walk-in closet and an updated ensuite bath with a step-in shower, double sinks, an adult-height vanity, and granite countertops. Two additional bedrooms provide comfortable accommodations, including a unique rear bedroom that can also serve as a sunroom or creative studio. Surrounded by screened sliding doors, this light-filled space offers stunning views of the lush conservation area—perfect for bird watching, crafting, or simply unwinding with a good book. Step outside and experience your own private backyard retreat. Privacy fencing on both sides, a decorative picket fence along the rear, and beautiful landscaping filled with ferns and vibrant yellow and orange cannas create a peaceful, park-like setting. Deer and native wildlife are frequent visitors, making this an exceptional place to relax or entertain on the expansive paver patio. A large double gate provides easy access to the backyard. Additional features include: New roof (approximately 3 years old) HVAC replaced approximately 3 years ago Water heater installed in 2025 Hurricane-rated windows and garage door New full-view glass storm door with retractable screen Ceiling fans throughout Cottage shutters throughout the home Skylight in the guest bathroom for abundant natural light 2-car garage with laundry area and laundry sink hookups Expanded driveway (2025) with parking for up to six vehicles The current owners have also enjoyed surprisingly low utility costs, with recent monthly electric and water bills averaging about $124 each, which adds to the home's overall value. Conveniently located near top-rated schools, Publix, Walmart, medical offices, banks, pharmacies, shopping, and dining, this home offers the perfect combination of comfort, convenience, and natural beauty. If you've been searching for a home that's updated, impeccably maintained, and surrounded by peaceful conservation views, this one is a must-see!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,660
Sqft
0.19 ac
Lot size
2
Garage
1988
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,032 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,032/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.6%
$/sqft vs New Port Richey actives
$238 vs $200
Days on market
37 vs 47 typical
Where $238/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34655 — neighborhood snapshot
Population
47,696
Median age
45.7
Median income
$85,107
Median home value
$353,000
Avg household
2.53
Households w/ children
5,515
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
223 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 8935 RUGER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$430,000
9135 HAWKINS COURT · same community
3 bd · 2 ba · 1,684 sqft · $255/sqft · 19 DOM
Sold · Jul ’26$310,000
5701 MOSSBERG DRIVE · same community
3 bd · 2 ba · 1,709 sqft · $181/sqft · 216 DOM
Sold · Sep ’25$309,000
5506 REDHAWK DRIVE · same community
3 bd · 2 ba · 1,804 sqft · $171/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8935 RUGER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8935 RUGER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
8935 RUGER DRIVE FAQs
What would the monthly payment be for 8935 RUGER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,032/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8935 RUGER DRIVE?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8935 RUGER DRIVE?+
The most recent tax bill on record (2025) was $4,269. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8935 RUGER DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $395,000, this home is listed about 41% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8935 RUGER DRIVE?+
Trinity Oaks Elementary School (elementary), Seven Springs Middle School (middle), James W. Mitchell High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$395,000 runs 23% above the NEW PORT RICHEY 34655 median — but at 1,660 sqft it's also 22% larger than the typical New Port Richey listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Trinity Oaks Elementary School, Seven Springs Middle School, James W. Mitchell High School — Seven Springs Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Melinda Ray. MLS #W7887159.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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