Steeve Cadeau
$624,000$639,9005 bd5 ba3,291 sqft$190 /sqft$4,563 /mo all-in ↓

652 TIERRA DRIVE, SPRING HILL, FL, 34609

Active19 days on marketListed Jul 4, 2026MLS #W7886987

Reduced $16KPrivate poolSingle Family ResidenceCROWN POINTE

Come see it

Upcoming open house

Sat, Aug 1

11:00 AM – 2:00 PM

About this home

652 TIERRA DRIVE

THIS ONE HAS IT ALL and more!! HUGE 5 BED/5 BATH/3-CAR PRIVATE POOL Craftsman-style Home with SOLAR PANELS that are PAID OFF and BRAND NEW ROOF IN JULY 2024!! This is a LARGE HOME with 3,291 square feet of living space...yes...that's 3,291 and 4,285 total...HUGE HOME!! Outside of it's incredible location and paid off solar panels, it offers 5 bedrooms + LARGE BONUS ROOM UPSTAIRS (21.5 x 16.9) for the ultimate entertaining room (with its own full bathroom) + 5 full bathrooms + 3 car garage + heated private pool with sunshelf and brick paver deck + large covered lanai for entertaining your family and friends and enjoying the outside + completely fenced with vinyl privacy fence for your pets and family + located just a couple minutes from the Suncoast Parkway for easy and fast access to Tampa + minutes from the county's NEW SPLASH PARK and the playground, soccer and baseball fields at Anderson Snow Park + the home is zoned for the highly-desired Nature Coast Technical High School!! Low annual HOA keeps the neighborhood nice and holds your homes value!! It doesn't get much better than this!! UPGRADES!! Lots of space! Everyone can have their own bathroom + breakfast nook + formal dining room for those big family holiday + formal living room at the entrance to greet your guests + gorgeous front porch to decorate for the holidays on a beautiful craftsman-style home!! This home offers an open floor plan with high ceilings, large glass sliders and views straight through the home to the gorgeous heated pool from the minute you walk into the home making it feel light, bright, and cheery!! The modern-style kitchen with large one-level island bar is upgraded with real wood stacked cabinets, granite countertops, stainless steel appliances and a large amount of cabinets for extra storage space! The kitchen is open to the large living room and both offer those views of the inviting pool and outdoor living space!! The home gives you privacy for the master suite with with the split floor plan! Enjoy your coffee on the rear lanai in the morning watching the sunrise and enjoy the outdoor living space daily with your family while everyone splashes in the pool! The master suite with high ceilings offers a large walk-in closet for plenty of storage, an ensuite bathroom with granite counter tops, dual sinks, garden soaking tub, separate shower stall with private toilet room!! 2nd, 3rd, 4th, and 5th bathrooms are good such a treat to have!! One of the bathrooms is a pool bath!! With 5 bedrooms...you have so many bedrooms that you can use them as an office, guest room, gym, play room...so many options...and you still have a huge bonus room with its own bathroom up stairs!! NO FLOOD! Walk or bike the community with all the sidewalks. Underground utilities. Low HOA of only $580 a year. Call today to see this home in CROWN POINTE near Anderson Snow Park with playground, sports fields, the new Splash Park + access to the exercise/biking trail at the Suncoast Parkway + minutes to the onramp to go to Tampa for work or play! 35 minutes to Tampa International Airport + 1 hours+ to TOP US BEACHES!! 3 minutes from groceries, shopping, restaurants, hospitals, schools...everything!! Less than 20 minutes to kayaking, paddle-boarding, swimming with the manatees in the clear Weeki Wachee River or enjoying a day at Buccaneer Bay Water Park!! 25 minutes to the sunsets at Pine Island, boating and fishing!! This one has so much to offer...you don't want to miss it.

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

3,291

Sqft

0.26 ac

Lot size

3

Garage

2016

Year built

Two

Levels

$190

Per sqft

Private poolPool & Trees/Woods view

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Trees/Woods
FacesWest
ExteriorLighting · Sliding Doors · Storage

Community & fees

HOA fee$41/mo
Taxes (2025)$9,135/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,563 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,367
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$761
HOA fee — from the listing$41
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,400
Interest rate6.00%
Loan term

Estimated payment

$4,563/mo

Principal & interest$3,367
PMI (est., until 20% equity)$234
Property taxes (actual bill)$761
HOA / condo fee$41
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Spring Hill

Map of 652 TIERRA DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)46 min
Downtown Tampa49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34609 — neighborhood snapshot

Population

46,066

Median age

44.8

Median income

$79,284

Median home value

$275,900

Avg household

2.7

Households w/ children

5,105

For the school run

Hernando County School District

MiddlePowell Middle School★★★★★
HighCentral High School★★★★★
ElementaryPine Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 84% above the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $624,000 $16K
Jul 4, 2026Listed at $639,900 · 19 days on market since
2016Built · CROWN POINTE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 652 TIERRA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 652 TIERRA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

652 TIERRA DRIVE FAQs

What would the monthly payment be for 652 TIERRA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,563/mo — principal and interest, the actual property-tax bill, the $41/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 652 TIERRA DRIVE?+

The association fee works out to $41 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 652 TIERRA DRIVE?+

The most recent tax bill on record (2025) was $9,135. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 652 TIERRA DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $624,000, this home is listed about 81% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 652 TIERRA DRIVE?+

Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$624,000 runs 84% above the SPRING HILL 34609 median — but at 3,291 sqft it's also nearly twice the size of the typical Spring Hill listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $639,900, now $624,000 — a $16K cut. The full history is in the market section below.

Listing courtesy of HOME LAND REAL ESTATE INC · Kimberly Pye, PA. MLS #W7886987.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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