Steeve Cadeau
$699,0003 bd2.5 ba2,210 sqft$316 /sqft$4,577 /mo all-in ↓

3342 TURKS CAP DRIVE, HERNANDO BEACH, FL, 34607

Active23 days on marketListed Jul 1, 2026MLS #W7886885

WaterfrontSingle Family ResidenceHERNANDO BEACH

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Upcoming open house

Sat, Aug 1

11:00 AM – 3:00 PM

About this home

3342 TURKS CAP DRIVE

DOUBLE LOT!! STUNNING, UPGRADED and MOVE-IN READY with AMAZING GULF VIEWS!!! The one thing you can NOT add to your home is a VIEW of the Gulf...you have to have the LOCATION!! This one has the LOCATION!! ** 3-STORY Waterfront Home with UNOBSTRUCTED GULF VIEWS with DOUBLE LOT + 170 feet of water frontage + on the cul-de-sac with in-direct GULF ACCESS and NO HOA!!! ** 3 bedrooms + BONUS ROOM on the 3rd floor with GULF VIEWS can be a 4th bedroom, office/den, gym or guest space + 2.5 bathrooms + OPEN FLOOR PLAN with water views from EVERY window + 2-stories of LARGE balconies/lanais for EXTRA OUTDOOR LIVING SPACE + third floor front balcony with porch swing to enjoy your nightly sunsets together in the evenings with a glass of wine + 2-Car Garage (large deep enough to hold 2 cars plus a golf cart, large truck, or boat/trailer) + LARGE NEW CARPORT (30x45) for extra parking space for your RV with full hookup or boat and trailer!! Plus, there is a lot of space downstairs in the home for entertaining family and friends (just add a pool table!) + Reinforced Metal Roof to last a lifetime was just certified in 2022!! NEW AC 2021!! NEW Anderson Windows with triple pane, hurricane impact glass installed in the home in 2013!! NEW Hot Water Heater 2021!! New waterproof plank flooring!! House is fully wired for a generator + prewired for an RV hookup, future pool, or hot tub!! Large pantry and inside laundry room on main floor where all the bedrooms are at!! Hidden safes The home has an impressive 2-Story Grand Entrance with two story ceilings and windows that make this home feel VERY spacious, light, bright, and cheery!! Not every home has 2 story ceilings to give you that incredible sense of space!! The master suite is also on the main floor for convenience + long driveway for extra parking and beautiful curb appeal + the yard is completely fenced-in + room to add a pool + concrete seawall + LARGE concrete patio space by the clear water's edge which is large and deep enough to have an outdoor sectional, loungers, and outdoor dining set (most of the homes don't have this!!) + Palm Trees and Lush Landscaping!! STUNNING long distance views that you don't get from single level homes or even two-story homes...and VIEWS OF THE GULF OF AMERICA that you don't get from just any home or location!! Huge home with 2,210 sq ft of living space; 4,694 total!! PLUS...you have a TREMENDOUS amount of outdoor living space with the 2 extra LARGE balconies/lanai areas!! The main level balcony is COVERED and screened-in and large enough to enjoy the space outside!! The kitchen is OPEN to the large great room and the dining room!! The main living floor...offers all BRAND NEW Luxury Vinyl Plank Flooring throughout!! The kitchen is remodeled with Quartz countertops + a large breakfast bar for extra seating!! Newer stainless steel appliances!! Beautiful dining room!! The second bathroom is remodeled with matching Quartz countertops. The main balcony is screened-in...so enjoy that beautiful Florida weather and breeze!! Windows everywhere to let in the natural light! The bottom level is a blank canvas to create your favorite space...a gym, an entertainment game room, a workshop, an incredible storage area!! It's complete with a 1/2 bath for home-owner convenience! Enjoy fishing, kayaking, paddle boarding, and boating right from your backyard and floating dock!! Easily go through the boat lift to get out to the Gulf of America!!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,210

Sqft

0.33 ac

Lot size

3

Garage

1996

Year built

Three Or More

Levels

$316

Per sqft

WaterfrontWater view

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationPillar/Post/Pier
ViewWater
FacesWest
ParkingBath In Garage · Boat · Covered · Driveway · Garage Door Opener · Golf Cart Parking · Ground Level · Guest · Open · Oversized · Parking Pad · RV Carport · RV Parking
ExteriorBalcony · Dog Run · Irrigation System · Lighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · RV Hookup

Community & fees

Taxes (2025)$4,601/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,577 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$383
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,900
Interest rate6.00%
Loan term

Estimated payment

$4,577/mo

Principal & interest$3,772
PMI (est., until 20% equity)$262
Property taxes (actual bill)$383
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $699K
$474KedgeAI estimate $551,097 · range $494K$694K$727K

vs edgeAI estimate

+26.8%

$/sqft vs HERNANDO BEACH

$316 vs $361

Days on market

23 vs 35 typical

Where $316/sqft sits among the 25 homes for sale in HERNANDO BEACH

5
5 · this home
4
5
2
4
$275–313$313–350$350–388$388–425$425–463$463+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando Beach

Map of 3342 TURKS CAP DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hernando Beach. See the full Hernando Beach guide →

HERNANDO BEACH 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★
ElementaryDeltona Elementary School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando Beach market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$495K$488K

Hernando Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

13 of 25

HERNANDO BEACH have cut their price

Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 115% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $699,000 · 23 days on market since
1996Built · HERNANDO BEACH

Reality check

What actually sold near 3342 TURKS CAP DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3520 TRIGGERFISH DRIVESold · Mar ’26

$725,000

3520 TRIGGERFISH DRIVE · same community

3 bd · 2 ba · 2,214 sqft · $327/sqft · 0 DOM

3455 TRIGGERFISH DRIVESold · Feb ’26

$625,000

3455 TRIGGERFISH DRIVE · same community

3 bd · 2.5 ba · 2,197 sqft · $284/sqft · 148 DOM

3496 AMBERJACK DRIVESold · Mar ’26

$799,000

3496 AMBERJACK DRIVE · same community

4 bd · 3 ba · 2,150 sqft · $372/sqft · 300 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3342 TURKS CAP DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3342 TURKS CAP DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

3342 TURKS CAP DRIVE FAQs

What would the monthly payment be for 3342 TURKS CAP DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,577/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3342 TURKS CAP DRIVE?+

The most recent tax bill on record (2025) was $4,601. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hernando Beach?+

At $699,000, this home is listed about 28% above the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3342 TURKS CAP DRIVE?+

Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOME LAND REAL ESTATE INC · Kimberly Pye, PA. MLS #W7886885.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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