
1382 SUTTON PLACE DRIVE, PALM HARBOR, FL, 34683
Active37 days on marketListed Jun 18, 2026MLS #W7886792
About this home
1382 SUTTON PLACE DRIVE
NO HOA | NO FLOOD ZONE | POOL HOME | FULLY FURNISHED | PALM HARBOR UNIVERSITY HIGH SCHOOL DISTRICT Rarely available and meticulously maintained, this 3-bedroom, 2-bath pool home is located in one of Palm Harbor’s most desirable neighborhoods. Situated on elevated ground in a non-flood zone, this quiet community features a single entrance with no through traffic, offering both privacy and convenience. Enjoy the rare ability to walk to Palm Harbor University High School, home to the nationally recognized International Baccalaureate (IB) Programme and Center for Wellness & Medical Professions. The home is also just minutes from historic downtown Palm Harbor, the Pinellas Trail, local restaurants, breweries, parks, Honeymoon Island, Dunedin, Tarpon Springs, and Florida’s award-winning Gulf beaches. Major improvements began in 2020 with a new roof and chimney with transferable warranty, pool resurfacing, and new wood fencing. Since then, the current owner has invested over $100,000 in thoughtful updates and maintenance, including luxury flooring throughout, new baseboards, interior and exterior paint, electrical panel replacement, updated lighting and fixtures, kitchen backsplash, appliances, sink and faucet, guest bathroom vanity, plumbing fixture upgrades, garage door opener, pool equipment, extensive tree removal and landscaping, and a custom Costa Rica-inspired tropical rockscape. The HVAC system has also been professionally inspected and serviced to ensure excellent operating condition. The split-bedroom floor plan offers both privacy and flexibility. The spacious primary suite features a versatile sitting area ideal for a home office, nursery, reading nook, or fitness space, along with dual closets, including a walk-in closet, and a walk-in shower. Vaulted ceilings and a beautiful stone wood-burning fireplace create a warm focal point in the family room, while the kitchen pass-through window makes entertaining on the screened lanai and around the private pool effortless. Outside, the low-maintenance tropical landscaping provides exceptional curb appeal, while the spacious backyard offers plenty of room to relax or create your own outdoor retreat. Offered fully furnished, including televisions, washer and dryer, lawn equipment, and most furnishings, this home presents a rare turnkey opportunity as a primary residence, seasonal getaway, or investment property. Priced in line with a recent third-party appraisal completed during the seller’s refinance process, this move-in-ready home offers exceptional value with NO HOA, NO flood insurance requirement, and the peace of mind that comes with extensive recent improvements. Property is being sold as-is for the seller’s convenience.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,869
Sqft
0.22 ac
Lot size
2
Garage
1985
Year built
One
Levels
$310
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,967 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,967/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.1%
$/sqft vs SUTTON PLACE
$310 vs $489
Days on market
37 vs 42 typical
Where $310/sqft sits among the 6 homes for sale in SUTTON PLACE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
3 of 6
SUTTON PLACE have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1382 SUTTON PLACE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$414,000
9241 ANGORA STREET · same community
3 bd · 2 ba · 1,830 sqft · $226/sqft · 3 DOM
Sold · Jan ’26$700,000
1302 SUTTON PLACE DRIVE · same community
4 bd · 2.5 ba · 2,239 sqft · $313/sqft · 19 DOM
Sold · Nov ’25$315,000
542 SUTTON PLACE · same community
3 bd · 2.5 ba · 1,450 sqft · $217/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1382 SUTTON PLACE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1382 SUTTON PLACE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1382 SUTTON PLACE DRIVE FAQs
What would the monthly payment be for 1382 SUTTON PLACE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,967/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1382 SUTTON PLACE DRIVE?+
The most recent tax bill on record (2025) was $5,515. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $580,000, this home is listed about 55% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1382 SUTTON PLACE DRIVE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$580,000 runs 45% above the PALM HARBOR 34683 median — but at 1,869 sqft it's also 28% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $599,000, now $580,000 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of UPCHURCH REALTY LLC · MAX Upchurch. MLS #W7886792.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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