4489 BURMUDA DRIVE, HERNANDO BEACH, FL, 34607
Active53 days on marketListed May 28, 2026MLS #W7886184
About this home
4489 BURMUDA DRIVE
Rare opportunity to own a prime vacant waterfront lot in Hernando Beach with direct Gulf access and one of the last available lots this close to the open water. Located on a deep-water canal just minutes from the Gulf, this ready-to-build property is ideal for your houseboat, sailboat, cabin cruiser, or future custom waterfront home. The property is fully fenced for added privacy and security and comes equipped with a floating dock, and 70 feet of seawall with built-in steps for easy water access. Electric, water, and sewer connections are in place, making this a true turnkey opportunity to build now or hold for the future. Enjoy the freedom of no deed restrictions and no HOA fees while embracing the laid-back coastal lifestyle Hernando Beach is known for. Spend your days fishing, scalloping, kayaking, or heading out to “The Flats,” the area’s locally famous sandbar. With waterfront dining, local bars, parks, and unforgettable Gulf sunsets just moments away, this is your chance to truly vacation where you live.
Facts & features
The home at a glance
0.15 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,267 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,267/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando Beach
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4489 BURMUDA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$325,000
4499 BAHAMA DRIVE · same community
2 bd · 2 ba · 958 sqft · $339/sqft · 0 DOM
Sold · Feb ’26$435,000
4447 BAHAMA DRIVE · same community
3 bd · 1 ba · 1,186 sqft · $367/sqft · 0 DOM
Sold · Jan ’26$590,000
4446 BAHAMA DRIVE · same community
3 bd · 3 ba · 1,193 sqft · $495/sqft · 263 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4489 BURMUDA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4489 BURMUDA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4489 BURMUDA DRIVE FAQs
What would the monthly payment be for 4489 BURMUDA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,267/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4489 BURMUDA DRIVE?+
The most recent tax bill on record (2025) was $2,575. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $299,000, this home is listed about 45% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4489 BURMUDA DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIERE PROPERTIES · Jon Blaszczyk. MLS #W7886184.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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