11878 W RIVERHAVEN DRIVE, HOMOSASSA, FL, 34448
Active77 days on marketListed May 22, 2026MLS #W7886007
About this home
11878 W RIVERHAVEN DRIVE
One or more photo(s) has been virtually staged. Welcome to waterfront living in the desirable Riverhaven Village community in Homosassa. This well-maintained 3-bedroom, 2-bath concrete block home offers 2,067 square feet of living space and is designed for comfortable Florida coastal living. Built in 1986, the single-story home features high ceilings, spacious living areas, coastal-inspired finishes, and a split floor plan ideal for both everyday living and entertaining. Step outside to your private screened-in pool and jacuzzi area complete with outdoor prep space and sink, creating the perfect setting for gatherings, relaxing evenings, or enjoying the Florida sunshine year-round. The property also includes a nicely sized garden area, generous storage, a two-car garage with workspace, and an oversized driveway. Boating enthusiasts will appreciate the private boat ramp access and newer motorized boat lift, providing convenient access to local waterways, fishing, waterfront dining, and nearby Gulf access adventures. Enjoy the charm of the Nature Coast with nearby springs, boating, fishing, kayaking, and local attractions just minutes away while still being conveniently located near shopping, dining, and everyday amenities. Riverhaven Village offers optional clubhouse membership for a one-time fee of $1,500, featuring access to community amenities including tennis courts, community pool, clubhouse events, and social activities. Membership is optional and not required for ownership. Annual HOA fee is currently low and helps maintain the community amenities and neighborhood appeal. Home is being offered with an optional furniture package for convenience, making your move to Florida’s Nature Coast even easier. Move-in ready and waiting for you to begin enjoying the waterfront lifestyle. Buyer to verify all measurements, fees, memberships, and community information independently. Roof was recently replaced and Solar Panels provide the benefits of electric bills under $40.00 a month for this owner. The pool and spa are heated. The pool equipment has WIFI communication capabilities and a pool sweep. Home comes with four surveillance cameras. Matterport 360 and video attached.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,067
Sqft
0.44 ac
Lot size
2
Garage
1986
Year built
One
Levels
$328
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,760 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,760/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.4%
$/sqft vs RIVERHAVEN VILLAGE
$328 vs $277
Days on market
77 vs 53 typical
Where $328/sqft sits among the 15 homes for sale in RIVERHAVEN VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
8 of 15
RIVERHAVEN VILLAGE have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 195% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 11878 W RIVERHAVEN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$465,000
11631 W CLUBVIEW DRIVE · same community
3 bd · 2 ba · 2,034 sqft · $229/sqft · 83 DOM
Sold · Sep ’25$575,000
11894 W RIVERHAVEN DRIVE · same community
3 bd · 3 ba · 2,184 sqft · $263/sqft · 0 DOM
Sold · Jul ’26$310,000
5060 S STETSON POINT DRIVE · same community
3 bd · 2 ba · 2,186 sqft · $142/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11878 W RIVERHAVEN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11878 W RIVERHAVEN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
11878 W RIVERHAVEN DRIVE FAQs
What would the monthly payment be for 11878 W RIVERHAVEN DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,760/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11878 W RIVERHAVEN DRIVE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11878 W RIVERHAVEN DRIVE?+
The most recent tax bill on record (2025) was $7,998. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11878 W RIVERHAVEN DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $679,000, this home is listed about 95% above the Homosassa median of $348,950. The market section on this page shows how the area is trending.
Which schools are assigned to 11878 W RIVERHAVEN DRIVE?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$679,000 runs 195% above the HOMOSASSA 34448 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $695,000, now $679,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · April Genter. MLS #W7886007.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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