3347 OLEANDER DRIVE, HERNANDO BEACH, FL, 34607
Active58 days on marketListed May 23, 2026MLS #W7885836
About this home
3347 OLEANDER DRIVE
EXCITING NEW VALUE IN HERNANDO BEACH – PRICE IMPROVED ALMOST $30,000, COMPLETELY TURNKEY, MOVE-IN READY & SELLER IS INSTALLING A NEW ROOF PRIOR TO CLOSING! This Coastal Waterfront Home is ready for you to start enjoying from day one. Being sold completely TURNKEY with furniture, furnishings, décor, kitchenware, bedding & more, this 2 Bedroom, 2 Bathroom, 2 Car Garage + Carport Home offers an incredible opportunity to own a beautifully decorated waterfront retreat on a 7,300 Sq. Ft. Waterfront Lot with Western Rear Exposure & Beautiful SUNSET VIEWS. What you see is what you get! The home has a fresh Coastal feel & is decorated so beautifully it looks like Martha Stewart stopped by. Located in Hernando Beach with Gulf access through the nearby Community Boat Lift, this home is perfect for enjoying boating, fishing, kayaking, scalloping & the laid-back waterfront lifestyle of Florida’s Nature Coast. Inside, you will love the Open Floor Plan, new Vinyl Flooring, Crown Molding, Bay Window in the Living Room & the Remodeled Coastal Kitchen featuring two-toned wood cabinetry with turquoise lower cabinets & white upper cabinets, Quartz Countertops, Breakfast Bar, built-in pantry, under-mount sink & a window overlooking the Western Waterfront Views. The kitchen also features a wood plank ceiling & built-in hutch, adding even more charm & character. The Primary Bedroom offers a plank accent wall, walk-in closet & updated bathroom with a walk-in tiled shower with insets. The second bedroom also feels like a second Primary Suite with its own walk-in closet & direct access to the Guest Bathroom. The upper enclosed porch/Florida Room is a wonderful flex space with windows overlooking the water – the perfect spot for morning coffee, quiet afternoons or evening wine while enjoying those Gorgeous Western Sunsets. The first level offers even more usable space with a large 33 x 12 Florida Room that would make a great additional dining area, game room, hobby space or casual entertaining area. The washer, dryer & water heater are also located on the first level, & the 2 Car Garage includes workshop space. Outdoor living is a huge part of this home’s appeal. Enjoy pavers in the front & back, palm trees, a white vinyl fenced backyard, dock with swimming ladder & plenty of room on the 7,300 Sq. Ft. Waterfront Lot to create your dream outdoor retreat with a possible pool, fire pit, summer kitchen or expanded entertaining area. Additional updates include 2019 HVAC, 2020 water heater, 2020 appliances & the flat roof sealed in 2024. Even better, the Seller is installing a NEW ROOF for the Buyer prior to closing, offering a major value-added improvement & potential additional insurance benefits. Hernando Beach is one of the Nature Coast’s most loved waterfront communities, known for boating, fishing, preserve lake trails, wildlife & local restaurants. Whether you are looking for a full-time Coastal Home, weekend getaway or TURNKEY Waterfront Retreat, this beautifully furnished home is ready, refreshed in value & waiting for you to enjoy the waterfront lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,092
Sqft
0.17 ac
Lot size
2
Garage
1986
Year built
Two
Levels
$412
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,424 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,424/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HERNANDO BEACH
$412 vs $356
Days on market
58 vs 35 typical
Where $412/sqft sits among the 25 homes for sale in HERNANDO BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
12 of 25
HERNANDO BEACH have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3347 OLEANDER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$520,000
3416 FERNLEAF DRIVE · same community
3 bd · 2 ba · 1,204 sqft · $432/sqft · 61 DOM
Sold · May ’26$470,000
3356 OLEANDER DRIVE · same community
3 bd · 2 ba · 1,242 sqft · $378/sqft · 103 DOM
Sold · Apr ’26$290,000
3178 SEA GRAPE DRIVE · same community
2 bd · 2 ba · 823 sqft · $352/sqft · 564 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3347 OLEANDER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3347 OLEANDER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3347 OLEANDER DRIVE FAQs
What would the monthly payment be for 3347 OLEANDER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,424/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3347 OLEANDER DRIVE?+
The most recent tax bill on record (2025) was $5,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $449,911, this home is listed about 18% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3347 OLEANDER DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,911 runs 38% above the HERNANDO BEACH 34607 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $479,900, now $449,911 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Sharie Oakland. MLS #W7885836.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Hernando Beach homes, in your inbox
Like 3347 OLEANDER DRIVE but not quite? A daily digest of every new listing in Hernando Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →