5198 S RIVERVIEW CIRCLE, HOMOSASSA, FL, 34448
Active94 days on marketListed Apr 28, 2026MLS #W7884868
About this home
5198 S RIVERVIEW CIRCLE
Welcome to waterfront living in the heart of Homosassa! Located at 5198 S. Riverview Circle in the desirable Gasparilla Cay of Riverhaven Village, this charming 2-bedroom, 2-bath, 2-car garage home offers the perfect blend of comfort, convenience, and coastal lifestyle. This property has never flooded and comes fully furnished for your convenience, just bring your toothbrush and your boat. With 1,362 living sq. ft. (1,932 total), this well-maintained home features ceramic tile flooring throughout the main areas with cozy carpet in both bedrooms. The galley-style kitchen is equipped with stainless steel appliances, recessed lighting, tile backsplash, and a sunny breakfast nook—ideal for morning coffee before heading out on the water. Both the primary and guest bedrooms offer walk-in closets, and the home is filled with natural light thanks to multiple skylights. Ceiling fans in every room add comfort year-round. Step outside and enjoy your waterfront lifestyle with a 10,000 lb boat lift, a 2021 deck (21x29), and easy access to the water—just a 15-minute ride to the Gulf. The property is designed for low maintenance with a rock yard—no grass to mow—and no neighbors across the street for added privacy. This home has never flooded and includes hurricane shutters for peace of mind. Major updates include a 2013 roof, 2021 HVAC system, and a brand-new hot water heater. The garage offers extensive shelving, providing plenty of storage space for all your tools and gear. Residents enjoy a low $50/year HOA, with an optional $1,000/year social membership granting access to resort-style amenities including a community pool, dog park, tennis courts, pickleball, and playground. Perfectly situated just minutes from local favorites like Crump’s Landing, Margaritaville and close by is the The Freezer. You’ll love the laid-back coastal vibe and fresh seafood options. Outdoor enthusiasts will appreciate the proximity to Crystal River, known for its springs, manatees, kayaking, scalloping, and world-class fishing. Whether you’re looking for a full-time residence, seasonal retreat, or waterfront getaway, this home offers the ultimate Florida lifestyle—boating, kayaking, fishing, birdwatching, and unforgettable sunsets right at your doorstep. Truly a Fisherman's paradise.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,362
Sqft
0.09 ac
Lot size
2
Garage
1984
Year built
One
Levels
$356
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,747 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,747/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+55.8%
$/sqft vs RIVERHAVEN VILLAGE
$356 vs $314
Days on market
94 vs 41 typical
Where $356/sqft sits among the 14 homes for sale in RIVERHAVEN VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$299K → $302K
Homosassa median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
7 of 14
RIVERHAVEN VILLAGE have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 109% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5198 S RIVERVIEW CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$205,000
5222 S VIEW POINT · same community
2 bd · 2 ba · 1,377 sqft · $149/sqft · 109 DOM
Sold · May ’26$295,000
11546 W CLUBVIEW DRIVE · same community
2 bd · 2 ba · 1,254 sqft · $235/sqft · 174 DOM
Sold · Aug ’25$220,000
11511 W RIVERHAVEN DRIVE · same community
2 bd · 2 ba · 1,493 sqft · $147/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5198 S RIVERVIEW CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5198 S RIVERVIEW CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5198 S RIVERVIEW CIRCLE FAQs
What would the monthly payment be for 5198 S RIVERVIEW CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,747/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5198 S RIVERVIEW CIRCLE?+
The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5198 S RIVERVIEW CIRCLE?+
The most recent tax bill on record (2025) was $6,158. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5198 S RIVERVIEW CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $485,000, this home is listed about 38% above the Homosassa median of $350,250. The market section on this page shows how the area is trending.
Which schools are assigned to 5198 S RIVERVIEW CIRCLE?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$485,000 runs 109% above the HOMOSASSA 34448 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
94 days on market against a Homosassa median of 41 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $495,000, now $485,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY LLC · Dan Dempsey. MLS #W7884868.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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