4069 GULFVIEW DRIVE, HERNANDO BEACH, FL, 34607
Active97 days on marketListed Apr 14, 2026MLS #W7884796
About this home
4069 GULFVIEW DRIVE
Live minutes from the water in Hernando Beach without the waterfront price tag. This is your opportunity to own in one of the area’s most desirable coastal communities. Welcome to Hernando Beach living, where location, lifestyle, and value come together. Situated just minutes from the water, this property offers the perfect opportunity to enjoy the coastal lifestyle without the premium price point of direct Gulf-front homes. From the moment you arrive, the home presents a clean and inviting exterior, complemented by its proximity to the canal and surrounding waterfront community. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this property delivers flexibility and potential in one of Hernando Beach’s most desirable areas. The roof was replaced in 2025, offering added peace of mind, and the current flood insurance policy is transferable, providing potential savings and added convenience for the future owner. Inside, the home features a functional layout with comfortable living spaces designed for everyday living and entertaining. The kitchen offers ample cabinetry and workspace, flowing naturally into the main living and dining areas to create an open and practical feel. Natural light fills the home, enhancing the overall sense of space and livability. The primary bedroom provides a private retreat, while additional bedrooms offer space for guests, family, or a home office setup. Bathrooms are well-positioned and serve the home efficiently. Step outside and enjoy the surrounding coastal environment, where boating, fishing, and waterfront dining are all just minutes away. With easy access to marinas, local restaurants, and the Gulf, this location is ideal for those looking to embrace the Florida lifestyle. Whether you're searching for your next home or a smart investment in a growing waterfront community, this property offers a strong combination of location, value, and opportunity. Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC, subject to conversion to U.S. Dollars at closing and standard Florida title and escrow requirements.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,330
Sqft
0.16 ac
Lot size
1
Garage
1978
Year built
One
Levels
$357
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,318 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,318/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.9%
$/sqft vs GULF COAST RET
$357 vs $371
Days on market
97 vs 35 typical
Where $357/sqft sits among the 18 homes for sale in GULF COAST RET
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
9 of 18
GULF COAST RET have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4069 GULFVIEW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$575,000
4104 PINE DALE COURT · same community
3 bd · 2 ba · 1,350 sqft · $426/sqft · 33 DOM
Sold · Aug ’25$450,000
3181 GULF WINDS CIRCLE · same community
2 bd · 2 ba · 1,397 sqft · $322/sqft · 91 DOM
Sold · Mar ’26$540,000
4071 ORIENT DRIVE · same community
3 bd · 2 ba · 1,260 sqft · $429/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4069 GULFVIEW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4069 GULFVIEW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4069 GULFVIEW DRIVE FAQs
What would the monthly payment be for 4069 GULFVIEW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,318/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4069 GULFVIEW DRIVE?+
The most recent tax bill on record (2025) was $1,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $475,000, this home is listed about 13% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4069 GULFVIEW DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 46% above the HERNANDO BEACH 34607 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
97 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER WEAVER GROUP REALTY · Thomas Dishman. MLS #W7884796.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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