10318 GIFFORD DRIVE, SPRING HILL, FL, 34608
Active142 days on marketListed Mar 5, 2026MLS #W7883527
About this home
10318 GIFFORD DRIVE
One or more photo(s) has been virtually staged. Brand New AC Unit just installed in July. This stunning 4 bedroom, 2 bath home with a 2 car garage offers 2,530 sq. ft. of spacious living on an oversized corner lot with NO HOA and NO CDD, a rare Florida find! Designed for both comfort and versatility, this home features a bright, open layout filled with natural light, plus a flexible room perfect for a home office, guest space, or playroom. Enjoy stylish, low maintenance LVP flooring throughout, abundant storage, and beautifully updated kitchen and bathrooms. Major updates provide peace of mind, including a brand new water heater, a new roof to be installed prior to closing, and a pre listing home inspection already completed giving buyers added confidence. Step outside to your expansive yard with endless possibilities here's plenty of room for a boat, RV, pool, or your dream outdoor oasis . Create the perfect space for entertaining with a lanai, fire pit, or garden retreat. Conveniently located in a desirable neighborhood near schools, shopping, dining, and everyday essentials, with easy access to major roadways for commuting or quick trips to Florida's beautiful beaches and attractions. Don't miss this rare opportunity to own a spacious, move in ready home with room to live, grow, and play without extra fees!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,530
Sqft
0.33 ac
Lot size
2
Garage
2006
Year built
One
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,805 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,805/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.6%
$/sqft vs Spring Hill actives
$152 vs $193
Days on market
142 vs 29 typical
Where $152/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34608 — neighborhood snapshot
Population
36,565
Median age
42.4
Median income
$62,197
Median home value
$237,400
Avg household
2.54
Households w/ children
4,122
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
203 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the SPRING HILL 34608 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 10318 GIFFORD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$380,000
5423 ABAGAIL DRIVE · same community
4 bd · 3 ba · 2,524 sqft · $151/sqft · 8 DOM
Sold · Oct ’25$384,990
11313 SHEFFIELD ROAD · same community
4 bd · 2 ba · 2,144 sqft · $180/sqft · 6 DOM
Sold · May ’26$348,990
5254 FAIRHAVEN AVENUE · same community
4 bd · 2 ba · 2,134 sqft · $164/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10318 GIFFORD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10318 GIFFORD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
10318 GIFFORD DRIVE FAQs
What would the monthly payment be for 10318 GIFFORD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,805/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10318 GIFFORD DRIVE?+
The most recent tax bill on record (2025) was $2,495. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10318 GIFFORD DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $385,000, this home is listed about 12% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10318 GIFFORD DRIVE?+
Frank W. Springstead High School (high), Explorer K-8 (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$385,000 runs 18% above the SPRING HILL 34608 median — but at 2,530 sqft it's also 39% larger than the typical Spring Hill listing.
02Time on market is leverage
142 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $420,000, now $385,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMAN REALTY GROUP INC · Mary Bella, PA. MLS #W7883527.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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