Steeve Cadeau
$153,900$159,9001 bd1 ba842 sqft$183 /sqft$1,330 /mo all-in ↓

1775 CUPECOY CIRCLE UNIT 4, LUTZ, FL, 33558

Active168 days on marketListed Feb 3, 2026MLS #W7882677

Priced 59% below the LUTZ 33558 medianReduced $6KCondominiumPARADISE LAKES RESORT CONDO

About this home

1775 CUPECOY CIRCLE UNIT 4

WOW!!! This condo is fabulous! Great price in comparison. Found in the heart of Paradise Lakes. Where the World Renowned Paradise Lakes Nudist Resort is! This home is a 1 bed 1 bath that's all of 700sqft. Much larger than the typical One bedrooms. It has central heating and air. A big plus. It's beautiful with lots of upgrades. A smart fridge! And upgraded hardware on soft close cabinets, new microwave, reclining sofa with a console in the middle. Charge your in you seat! And comfy fireplace. And a convertible lift cocktail table. Lovely blue bar stools. All new bedroom furniture with a storage bed, remote lighting all around the room and new blinds with remote. Tastefully decorated with art work and special lighting throughout the home. This home was also freshly painted. All done in 2024. It truly is a rare beauty! Furnished and all yours. The Resort boasts 5 pools, 2 are water volleyball pools. There's also pickle ball, petanque, billiards and darts. The weekday evenings boast 2 nights of karaoke, wII bowling, and trivia. Weekends have live bands during the day and Club Reveal on Friday and Saturday nights. The resort fees are not included and can be purchased separate, but you do get a discount for being an owner. Did I mention we are a friendly community? Call/Text for your private showing today!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

842

Sqft

0 ac

Lot size

1985

Year built

One

Levels

$183

Per sqft

FireplacePark/Greenbelt & Trees/Woods viewTurnkey

Inside

FlooringEngineered Hardwood · Laminate
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo
LaundryElectric Dryer Hookup · Inside · Laundry Closet
CoolingCentral Air
HeatingHeat Pump
FurnishedTurnkey

Outside & construction

RoofShingle · Tile
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewPark/Greenbelt · Trees/Woods
FacesEast
ExteriorBalcony · Lighting · Outdoor Grill · Sidewalk

Community & fees

Taxes (2024)$2,356/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Gated Community - No Guard · Golf Carts OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,330 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$906
FHA mortgage insurance (est.)$68
Property tax — 2024 actual bill$196
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,387Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,387
Interest rate6.00%
Loan term

Estimated payment

$1,330/mo

Principal & interest$906
FHA mortgage insurance (est.)$68
Property taxes (actual bill)$196
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PARADISE LAKES RESORT CONDO

$183 vs $274

Days on market

168 vs 35 typical

Where $183/sqft sits among the 7 homes for sale in PARADISE LAKES RESORT CONDO

2 · this home
1
0
3
0
1
$163–194$194–225$225–257$257–288$288–319$319+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Paradise Lakes

Map of 1775 CUPECOY CIRCLE UNIT 4 inside its neighborhood boundary

Get to know Lutz. See the full Lutz guide →

Paradise Lakes — neighborhood snapshot

Population

1,656

Median age

42

Median income

$113,672

Median home value

$435,500

Avg household

3

Households w/ children

341

For the school run

Pasco County School District

ElementaryOakstead Elementary School★★★★
HighSunlake High School★★★★
MiddleCharles S. Rushe Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

3 of 7

PARADISE LAKES RESORT CONDO have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% below the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $153,900 $6K
Feb 3, 2026Listed at $159,900 · 168 days on market since
1985Built · PARADISE LAKES RESORT CONDO

Reality check

What actually sold near 1775 CUPECOY CIRCLE UNIT 4

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1761 CUPECOY CIRCLE UNIT 4Sold · Dec ’25

$185,000

1761 CUPECOY CIRCLE UNIT 4 · same community

1 bd · 2 ba · 1,180 sqft · $157/sqft · 8 DOM

1983 ABRICO DRIVE UNIT 5Sold · Feb ’26

$135,000

1983 ABRICO DRIVE UNIT 5 · same community

1 bd · 1 ba · 456 sqft · $296/sqft · 36 DOM

20893 HAULOVER COVE UNIT 16Sold · Feb ’26

$76,500

20893 HAULOVER COVE UNIT 16 · same community

1 bd · 1 ba · 456 sqft · $168/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1775 CUPECOY CIRCLE UNIT 4 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1775 CUPECOY CIRCLE UNIT 4 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

1775 CUPECOY CIRCLE UNIT 4 FAQs

What would the monthly payment be for 1775 CUPECOY CIRCLE UNIT 4?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,330/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1775 CUPECOY CIRCLE UNIT 4?+

The most recent tax bill on record (2024) was $2,356. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1775 CUPECOY CIRCLE UNIT 4?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $153,900, this home is listed about 69% below the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 1775 CUPECOY CIRCLE UNIT 4?+

Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the LUTZ 33558 market on paper

$153,900 is 59% below the LUTZ 33558 median of $375,000, and at $183/sqft it sits under the Lutz average of $269.

02Park/Greenbelt & Trees/Woods views

The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

168 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $159,900, now $153,900 — a $6K cut. The full history is in the market section below.

Listing courtesy of GULF COAST FISHING HOMES RLTY · Cheryl Stanley. MLS #W7882677.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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