37557 MACKENZIE DRIVE, ZEPHYRHILLS, FL, 33540
Active163 days on marketListed Feb 24, 2026MLS #W7882460
Come see it
Upcoming open house
Sat, Aug 8
12:00 PM – 2:00 PM
About this home
37557 MACKENZIE DRIVE
Welcome to 37557 Mackenzie Drive. Situated on a PREMIUM OVERSIZED CONSERVATION and POND HOMESITE, This home truly checks all the boxes! Enjoy the rare advantage of having NO HOMES DIRECTLY BEHIND OR IN FRONT OF YOU, creating peaceful CONSERVATION VIEWS and added privacy from both the front and back of the home. Inside, you'll find a thoughtfully designed 4-bedroom, 2-bath open floor plan enhanced with today's smart home features, including a KWIKSET SMART LOCK, SMART THERMOSTAT, REMOTE-CONTROLLED CEILING FANS throughout, and an LG THINQ SMART REFRIGERATOR. Curtains and rods are also included, making this home truly move-in ready. The spacious kitchen overlooks the living and dining areas, creating the perfect space for everyday living and entertaining. Step outside to the newly EXTENDED SCREENED LANAI WITH PAVERS, where you can relax with your morning coffee or unwind while enjoying the peaceful conservation views. The fully fENCED BACKYARD offers plenty of space for pets, play, and outdoor gatherings. With over $19,000 in recent upgrades, including the EXTENDED SCREENED LANAI WITH PAVERS, PRIVACY FENCING, A BEAUTIFUL DECORATIVE GLASS FRONT DOOR, AND A WATER SOFTENER, this home offers added value and peace of mind for the next owner. The private primary suite serves as a relaxing retreat, complete with a spa-inspired bathroom featuring a luxurious RAIN SHOWER. Multiple storage closets throughout the home provide exceptional organization, while stylish finishes showcase the pride of ownership found throughout. Conveniently located with easy access to Highway 301, commuting is effortless, and Tampa International Airport is less than 45 minutes away. The surrounding area continues to grow with additional shopping and dining options currently under development. Best of all, you'll enjoy NO CDD fees, a low HOA, and NO flood insurance requirement, making this home an exceptional value. Schedule your private tour today and experience everything this exceptional home has to offer!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,983
Sqft
0.18 ac
Lot size
2
Garage
2024
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,212 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,212/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs RIVER RUN
$202 vs $204
Days on market
163 vs 47 typical
Where $202/sqft sits among the 7 homes for sale in RIVER RUN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33540 — neighborhood snapshot
Population
11,098
Median age
56.1
Median income
$55,426
Median home value
$120,600
Avg household
2.31
Households w/ children
789
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
1 of 7
RIVER RUN have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 37557 MACKENZIE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$368,286
37426 MACKENZIE DRIVE · same community
4 bd · 2 ba · 1,989 sqft · $185/sqft · 484 DOM
Sold · May ’26$450,000
2841 Huron Way, Miramar FL 33025 · same community
3 bd · 2 ba · 1,967 sqft · $229/sqft · 62 DOM
Sold · Dec ’25$514,900
9410 ALANBROOKE STREET · same community
3 bd · 2.5 ba · 1,836 sqft · $280/sqft · 184 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 37557 MACKENZIE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 37557 MACKENZIE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
37557 MACKENZIE DRIVE FAQs
What would the monthly payment be for 37557 MACKENZIE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,212/mo — principal and interest, the actual property-tax bill, the $108/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 37557 MACKENZIE DRIVE?+
The association fee works out to $108 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 37557 MACKENZIE DRIVE?+
The most recent tax bill on record (2025) was $4,957. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 37557 MACKENZIE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $399,900, this home is listed about 25% above the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 37557 MACKENZIE DRIVE?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Chester W. Taylor Junior Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 19% above the ZEPHYRHILLS 33540 median — but at 1,983 sqft it's also 21% larger than the typical Zephyrhills listing.
02Time on market is leverage
163 days on market against a Zephyrhills median of 47 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $459,900, now $399,900 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Carrie Frederickson. MLS #W7882460.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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