Steeve Cadeau
Pending
$390,0003 bd3 ba1,800 sqft$217 /sqft$2,679 /mo all-in ↓

5784 N DURANGO TERRACE, BEVERLY HILLS, FL, 34465

Pending268 days on marketListed Nov 9, 2025MLS #W7880605

New constructionSingle Family ResidencePINE RIDGE UNIT 01

About this home

5784 N DURANGO TERRACE

Virtually Staged. Under Construction. Award winning builder Spire Homes known for premier customer service and quality is now building an unbelievably priced new home on a full acre in Pine Ridge. Don't miss this  opportunity to purchase this wonderful home for only $390,000 on a wooded homesite!  Spire Homes Calusa plan showcases 1800 square feet of luxurious open, airy and spacious living area.  The elegant kitchen offers beautiful wood cabinetry, soft close drawers, gorgeous quartz countertops, subway backsplash tile, under cabinet lighting with dimmers, pendant lighting and so much more. Throughout the home you will enjoy the 9'4" ceilings, 8 ft. doors, 5.25" designer baseboards, complimenting wood window sills, a lifetime warranty on LVP flooring in the main living areas, dual pane low-E windows, a spacious, bright and light laundry room and so much more.  This three bedroom split plan offers wonderful privacy for family and guests.  This home has it all, but wait there's even more.  Imagine starting your day with coffee on the lanai or just relaxing and enjoying the view on your over 30 ft. long covered lanai! You won’t want to miss out on this wonderful home in the premier location of Pine Ridge with a completion date of June 2026. Pine Ridge Community is the largest equestrian community in Citrus County and the Community Center has tennis and pickleball courts and other activities for your enjoyment. The close proximity to new shopping, dining, health care including the renowned Tampa General Hospital facilities, and access to the Suncoast Parkway is not only wonderful but makes the drive to Tampa seamless. The quaint towns of Crystal River and Homosassa are a short drive away, and both are fantastic for water and outdoor enthusiasts. You will enjoy fishing, kayaking, boating, manatee watching and outdoor waterside dining at many venues. For biking enthusiasts, the Withlacoochee State Trail has 47 miles of paved rail-trails.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,800

Sqft

1.06 ac

Lot size

2

Garage

2026

Year built

One

Levels

$217

Per sqft

Trees/Woods view

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Microwave · Range
InteriorHigh Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesEast
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$13/mo
Taxes (2024)$457/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Dog Park · Stable(s) · Playground · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,679 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property tax — 2024 actual bill$38
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,650Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,650
Interest rate6.00%
Loan term

Estimated payment

$2,679/mo

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$38
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs PINE RIDGE UNIT 01

$217 vs $231

Days on market

268 vs 32 typical

Where $217/sqft sits among the 11 homes for sale in PINE RIDGE UNIT 01

3
1
0 · this home
3
2
2
$175–189$189–204$204–218$218–233$233–247$247+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Beverly Hills

Map of 5784 N DURANGO TERRACE

Get to know Beverly Hills. See the full Beverly Hills guide →

BEVERLY HILLS 34465 — neighborhood snapshot

Population

18,514

Median age

57.7

Median income

$55,513

Median home value

$233,000

Avg household

2.16

Households w/ children

1,201

For the school run

Citrus County School District

MiddleCitrus Springs Middle School★★★★★
ElementaryCentral Ridge Elementary School★★★★★
HighLecanto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Beverly Hills market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$224K$434K

Beverly Hills median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

6 of 11

PINE RIDGE UNIT 01 have cut their price

Median sold price, Beverly Hills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% above the BEVERLY HILLS 34465 median. See the full Beverly Hills market guide →

Paper trail

This home's history

Nov 9, 2025Listed at $390,000 · 268 days on market since
2026Built · PINE RIDGE UNIT 01

Reality check

What actually sold near 5784 N DURANGO TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5932 N FLAGSTAFF AVENUESold · Jun ’26

$380,000

5932 N FLAGSTAFF AVENUE · same community

4 bd · 2 ba · 1,823 sqft · $208/sqft · 19 DOM

4749 N PINK POPPY DRIVESold · Sep ’25

$347,000

4749 N PINK POPPY DRIVE · same community

3 bd · 2 ba · 1,859 sqft · $187/sqft · 135 DOM

5079 W PINTO LOOPSold · Aug ’25

$460,000

5079 W PINTO LOOP · same community

3 bd · 2 ba · 1,711 sqft · $269/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5784 N DURANGO TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5784 N DURANGO TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

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Straight answers

5784 N DURANGO TERRACE FAQs

What would the monthly payment be for 5784 N DURANGO TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,679/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5784 N DURANGO TERRACE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5784 N DURANGO TERRACE?+

The most recent tax bill on record (2024) was $457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5784 N DURANGO TERRACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Beverly Hills?+

At $390,000, this home is listed about 30% above the Beverly Hills median of $299,400. The market section on this page shows how the area is trending.

Which schools are assigned to 5784 N DURANGO TERRACE?+

Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$390,000 runs 45% above the BEVERLY HILLS 34465 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

268 days on market against a Beverly Hills median of 32 — sellers in this position are usually ready to negotiate.

Listing courtesy of TROPIC SHORES REALTY LLC · Debbie Wells. MLS #W7880605.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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