3408 CRAPE MYRTLE DRIVE, HERNANDO BEACH, FL, 34607
Active313 days on marketListed Sep 9, 2025MLS #W7878709
About this home
3408 CRAPE MYRTLE DRIVE
Welcome to your coastal retreat in beautiful Hernando Beach. This fully updated three-bedroom, two-bathroom home offers the perfect balance of modern comfort and waterfront living. Inside, you'll find a spacious open layout filled with natural light and freshly painted walls that create a bright, welcoming atmosphere. The kitchen is equipped with brand-new appliances, ready for your everyday meals or entertaining guests, while the updated bathroom vanity adds a touch of contemporary style. Recent improvements include redone electrical outlets throughout the home and a new hot water heater, ensuring both convenience and peace of mind. The current flood insurance policy is transferable, offering added value and potential savings for the future owner. Step outside and you're greeted with your own private dock, the ideal spot for boating, fishing, or simply relaxing as you take in the Florida sunshine. The outdoor space invites you to unwind or entertain, offering a true extension of the home's charm. Nestled in the quiet, desirable community of Hernando Beach, you're just minutes away from local shops, dining, waterfront restaurants, marinas, and endless Gulf Coast recreation. Whether you're searching for a forever home, a vacation getaway, or an investment opportunity, this property is move-in ready and waiting to welcome you. Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC, subject to conversion to U.S. Dollars at closing and standard Florida title and escrow requirements.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,392
Sqft
0.16 ac
Lot size
1
Garage
1971
Year built
One
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,591 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,591/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.9%
$/sqft vs HERNANDO BEACH
$251 vs $361
Days on market
313 vs 35 typical
Where $251/sqft sits among the 25 homes for sale in HERNANDO BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Drive times from this address
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
12 of 25
HERNANDO BEACH have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3408 CRAPE MYRTLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$630,000
4023 COMPANERO ENTRA · same community
3 bd · 3 ba · 1,374 sqft · $459/sqft · 27 DOM
Sold · Feb ’26$495,000
3363 POINSETTIA DRIVE · same community
3 bd · 2 ba · 1,440 sqft · $344/sqft · 0 DOM
Sold · Jan ’26$595,000
4137 DES PREZ COURT · same community
3 bd · 2 ba · 1,470 sqft · $405/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3408 CRAPE MYRTLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3408 CRAPE MYRTLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3408 CRAPE MYRTLE DRIVE FAQs
What would the monthly payment be for 3408 CRAPE MYRTLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,591/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3408 CRAPE MYRTLE DRIVE?+
The most recent tax bill on record (2024) was $2,595. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $350,000, this home is listed about 36% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3408 CRAPE MYRTLE DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
313 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $425,000, now $350,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER WEAVER GROUP REALTY · Thomas Dishman. MLS #W7878709.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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