Steeve Cadeau
$309,900$349,9003 bd2 ba1,836 sqft$169 /sqft$2,453 /mo all-in ↓

11970 OSPREY AVENUE, WEEKI WACHEE, FL, 34614

Active398 days on marketListed Jul 2, 2025MLS #W7876994

Reduced $40KSingle Family ResidenceROYAL HIGHLANDS

About this home

11970 OSPREY AVENUE

Welcome to this 3/2 modular home in the Royal Highlands. Perfectly situated on a .46 acre lot - offering convenience and future growth potential. Step inside to find a spacious living area, formal dining room, and a huge kitchen with an island, full appliance package, and plenty of cabinet space. The primary suite includes a full bath and generous closet space, while two additional bedrooms are perfect for guests, family, or a home office. One of this property's standout features is its unfinished second story with over 1000sqft - a blank canvas ready for your vision. Whether you're dreaming of additional bedrooms, an office, or a private studio, this space gives you the opportunity to grow as your needs do. The seller is completing fresh interior and exterior paint and a few other repairs while listed. Call today before it's too late!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,836

Sqft

0.46 ac

Lot size

2007

Year built

Two

Levels

$169

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorSplit Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesWest
ExteriorOther

Community & fees

Taxes (2024)$3,977/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,453 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,824
FHA mortgage insurance (est.)$137
Property tax — 2024 actual bill$331
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,847Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,847
Interest rate6.00%
Loan term

Estimated payment

$2,453/mo

Principal & interest$1,824
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$331
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$298KedgeAI estimate $347,454 · range $333K$364K$379K

vs edgeAI estimate

−10.8%

$/sqft vs ROYAL HIGHLANDS

$169 vs $200

Days on market

398 vs 48 typical

Where $169/sqft sits among the 134 homes for sale in ROYAL HIGHLANDS

29 · this home
42
30
13
12
8
$162–182$182–201$201–221$221–241$241–261$261+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Royal Highlands

Map of 11970 OSPREY AVENUE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)68 min
Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Weeki Wachee. See the full Weeki Wachee guide →

Royal Highlands — neighborhood snapshot

Population

7,281

Median age

44

Median income

$86,157

Median home value

$281,096

Avg household

3

Households w/ children

804

For the school run

Hernando County School District

HighWeeki Wachee High School★★★★★
ElementaryWinding Waters K-8★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Weeki Wachee market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$350K$330K

Weeki Wachee median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

62 of 134

ROYAL HIGHLANDS have cut their price

Median sold price, Weeki Wachee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% above the WEEKI WACHEE 34614 median. See the full Weeki Wachee market guide →

Paper trail

This home's history

CurrentPrice reduced to $309,900 $40K
Jul 2, 2025Listed at $349,900 · 398 days on market since
2007Built · ROYAL HIGHLANDS

Reality check

What actually sold near 11970 OSPREY AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16021 SCAUP DUCK AVENUESold · Dec ’25

$355,000

16021 SCAUP DUCK AVENUE · same community

3 bd · 2 ba · 1,867 sqft · $190/sqft · 0 DOM

12485 MARSH HAWK ROADSold · Dec ’25

$351,580

12485 MARSH HAWK ROAD · same community

4 bd · 2 ba · 1,867 sqft · $188/sqft · 0 DOM

10128 NODDY TERN ROADSold · May ’26

$395,000

10128 NODDY TERN ROAD · same community

4 bd · 2 ba · 1,868 sqft · $211/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11970 OSPREY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11970 OSPREY AVENUE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Steeve’s phone and CRM.

Straight answers

11970 OSPREY AVENUE FAQs

What would the monthly payment be for 11970 OSPREY AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,453/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11970 OSPREY AVENUE?+

The most recent tax bill on record (2024) was $3,977. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Weeki Wachee?+

At $309,900, this home is listed about 20% below the Weeki Wachee median of $389,450. The market section on this page shows how the area is trending.

Which schools are assigned to 11970 OSPREY AVENUE?+

Weeki Wachee High School (high), Winding Waters K-8 (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$309,900 runs 56% above the WEEKI WACHEE 34614 median.

02Time on market is leverage

398 days on market against a Weeki Wachee median of 48 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $349,900, now $309,900 — a $40K cut. The full history is in the market section below.

Listing courtesy of REALTY EXECUTIVES AMERICA INC · Daniel Maracich. MLS #W7876994.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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